Certificates of Deposit CD at Neighborhood Credit Union Dallas
Why Invest with Neighborhood Credit Union
Enjoy getting a better interest rate and earning higher returns than you would at other big banks.
Don’t let the stock market numbers keep you up at night. A fixed interest rate means the rate stays the same until maturity.
Plan for life’s events near and far by picking a term ranging from 3 months to 5 years.
By applying online or stepping inside a branch, opening your CD is a breeze.
Certificates We Offer
2.70% APY*
*APY= Annual Percentage Yield. Fixed interest rate at 2.67%. Rate subject to change. Rate effective as of January 9, 2019. Online certificate products must be opened online and are only eligible to those 18 years of age or older.
| Minimum Opening Deposit | $1,500 |
|---|---|
| Term | 17 months |
- An exclusive rate only available online!
- Flexible: additional deposits allowed online.
- Interest compounded daily.
- Additional $25 minimum deposits allowed.
- Interest penalty may apply for early withdrawal.
3.25% APY*
*APY= Annual Percentage Yield. Rates as high as, depending on term. Rates subject to change.
All rates effective as of January 9, 2019.
| Minimum Opening Deposit | $2,500 |
|---|
| Term | Interest | APY |
|---|---|---|
| 91 days | 1.00% | 1.00% |
| 6 months | 1.25% | 1.25% |
| 12 months | 2.48% | 2.50% |
| 18 months | 2.62% | 2.65% |
| 30 months | 2.96% | 3.00% |
| 36 months | 2.96% | 3.00% |
| 48 months | 2.96% | 3.00% |
| 60 months | 3.21% | 3.25% |
- Fixed interest rate compounded daily.
- Interest penalty may apply for early withdrawal.
3.25% APY*
*APY= Annual Percentage Yield. Rates as high as, depending on term. Rates subject to change.
All rates effective as of January 9, 2019.
| Minimum Opening Deposit | $2,500 |
|---|
| Term | Interest | APY |
|---|---|---|
| 12 months | 2.48% | 2.50% |
| 18 months | 2.62% | 2.65% |
| 30 months | 2.96% | 3.00% |
| 36 months | 2.96% | 3.00% |
| 48 months | 2.96% | 3.00% |
| 60 months | 3.21% | 3.25% |
- Fixed interest rate compounded daily.
- Flexible: additional deposits allowed.
- Yearly IRS contribution limits.
- Interest penalty may apply for early withdrawal.
1.25% APY*
*APY= Annual Percentage Yield. Fixed interest rate at 1.25%. Rate subject to change.
Rate effective as of January 9, 2019.
| Rate | 1.25% APY |
|---|---|
| Term | 12 months |
| Minimum Opening Deposit | $500 |
- Low opening deposit with a short term length.
- Interest compounded daily.
- Flexible: additional deposits allowed ($25 minimum).
- Interest penalty may apply for early withdrawal.
 High Rate Available |
 Long Term Length |
 Short Term Length |
 Make Additional Deposits |
 IRA Retirement |
 Exclusive Rate |
|
|---|---|---|---|---|---|---|
| Online Savings |  |
|
|
|
||
| Standard Certificate | |
|
|
|||
| IRA & Roth IRA | |
|
|
|
|
|
| FlexPlus | |
|
A Certificate of Deposit, commonly known as a CD, is logical for people of all ages who want to enjoy higher returns on cash they don’t plan on immediately using without the added risks. You are agreeing to keep your money in the CD for a set period of time facing interest penalties if you withdraw before your term is up.
Interest on all certificates are credited at the end of each month.
You can make additional deposits of at least $25 with our Online Savings CD and FlexPlus CD. Keep in mind that additional deposits to the Online Savings CD must be done online or over with phone with a member service representative.
When you reach your maturity date, you have a 10 day window to do one three things:
-
- 1. Change the term.
-
- 2. Make additional deposits or withdraw fund.
- 3. Close the CD. If you reach the maturity date and don’t make any changes or withdrawals, your CD will automatically renew into the same system.
Yes, we may impose a penalty if you withdraw before the maturity date. For certificates with terms of 1 year or less, the penalty is 180 days of interest. Certificates with terms of more than 1 year, the penalty is 365 days of interest. Please see the
View the CD Truth-In-Savings Disclosure
.Opening a CD is simple! You can simply apply online or step inside one of our branch locations.
View the CD Truth-In-Savings Disclosure
Contact Us
214.748.9393
Fri: 9 am – 6 pm
Equal Housing Opportunity