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Neighborhood Credit Union Homepage

Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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Drive Now, Pay Later
Earn Up to $500 and Enjoy Up to 90 Days of No Payments on New, Used, or Refinanced Vehicle Loans with rates as low as 5.99% APR.*

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Up to 4.00% APY*
A better-than-free checking account! Open the High Yield Checking Account online today!

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Projects Plus Home Loan
The perfect loan to knock out your springtime home improvement projects with rates as low as 10.00% APR.*

Better Rates than Banks

View All Rates  |  See Details
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APR* on up to 60 Months

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APY* on $10,000

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APY for 12 Months

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APR for 36 Months or less

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Up to 4.00%5

APY* on up to $50,000

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Get started on your journey to financial wellness.

What's Happening in the Neighborhood?


April is Financial Literacy Month! 



Mortgage 101 with Member Frist Mortgage



Options for Dealing with Debt



Push Notifications Opt-In Guide


Happy New Year from Our CEO


Beware of Tax Refund Scams: Protect Your Personal Information


A Guide to Sticking to Your Goals in the New Year


Changes to Checking Account Qualifications


What is the NCUA?

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Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

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Unlock Your Financial Potential

Discover the power of financial knowledge with Credit Score. Gain insights into your credit health, access your complete credit report, and receive real-time credit monitoring alerts, all for free!

Inflate My Rate CD

The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*

Frequently Asked Questions

Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if you live in the state of Texas!

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.