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Neighborhood Credit Union Homepage

Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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Free Checking with High Yield Interest

Earn 0.01-4.25 % APY interest on up to $50,000 account balance and ATM withdrawal fee refunds*
 

Start Your Journey

Get up to $500 cash when you purchase a new or used auto loan or refinance your current auto loan from a different lender and enjoy no payments for up to 90 days!*


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Refuel with Relaxation

Enjoy 1% off your qualified rate on a Vacation Personal Loan. Leave your daily routine behind for some well-deserved downtime!*


Apply for a Loan

Find a Location

Better than ever rates

View All Rates  |  See Details
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3.00%¹

APY* on $10,000

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4.25 %²

APY for 30 Months

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0.00%³

6 Month Intro APR**

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6.24%4

APR** as low as

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0.01% - 4.25%5

APY* on up to $50,000

Featured Favorites

Get started on your journey to financial wellness.

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High Yield Savings

What's Happening in the Neighborhood?

06/20/2023

Vacation on a Budget with Greenpath Financial Wellness


05/27/2023

Neighborhood Credit Union Chief Growth Officer Named Women in Technology Honoree by Dallas Business Journal

05/25/2023

Protecting Your Loved Ones from Elder Fraud

05/02/2023

Protecting Yourself from Skimming Attacks in the DFW-Metroplex

Every Wednesday in May

May Coin Drive

03/30/2023

Avoiding 2023 Tax Scams

03/24/2023

Neighborhood CU Oak Cliff Branch Wins 2022 Business of the Year


03/21/2023

What is the NCUA?

03/01/2023

Neighborhood CU to Award Three Local Students with $2,000 Scholarships

star icon illustration Award-Winning Mobile App

Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

See Your Credit Score for Free

Learn more about your credit score, get access to your full credit report, and access to credit monitoring alerts with Credit Score.

Inflate My Rate CD

The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*


Frequently Asked Questions

Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if you live in the state of Texas!

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
311079270.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.