Neighborhood Credit Union

Home Equity Loans

Offering two different types of Home Equity Loans with competitive rates so you can have the peace of mind to find a plan that’s right for you.


Benefits of a Traditional Home Equity Loan:

    It does not impact your first mortgage.
    Acquisition costs are typically lower than a cash-out refinance.
    Interest charged on this loan may be tax deductible.

Benefits of a Cash-Out Refinance:

    Lower your current mortgage interest rate.
    Capitalize on a lower total rate than a home equity loan or home equity line of credit (HELOC).
    You only have one loan and one payment.
    The interest charged on this loan may be tax deductible.

or call (972) 629-7896. Get started by seeing what documents are needed to apply.

Please note: When you start the application, select the “Refinance” option to apply for the Home Equity Loan.
A hard inquiry will be applied to your credit once submitted.

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*APR=Annual Percentage Rate. With approved credit. Rate and offer subject to change.