Now Open in Highland Village

² Rates effective October 1, 2025. 

⁴ Checking accounts subject to approval. High Yield Checking minimum opening deposit is $100, all other checking accounts have a minimum opening deposit of $25. For details on Neighborhood CU checking accounts, visit myncu.com/account. Additional terms and fees may apply. See fee schedule for details. Account features and benefits are subject to change at any time. Limit one High Yield Checking account per household. High Yield Checking, when qualifications are met, has an Annual Percentage Yield of 4.00% on balances up to $25,000, balances over $25,000 earn 0.10% APY on portion of balance over $25,000, resulting in 4.00% to 0.88% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Rates are subject to change and may change after account opening. APY is accurate as of 12/1/2025. Fees may reduce earnings. To qualify for the $25 gift card: Must be 18 years of age or older and open a new Neighborhood CU checking account. You authorize us to check your account, credit and employment history, and obtain reports from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request. Bonuses given for opening an account (cash or gift cards) are subject to taxable reporting. Offer ends December 31, 2025. 

⁵High-Yield Checking qualifications that must be met to obtain the Higher Interest Rate and ATM Withdrawal and Inquiry Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account) (Does not include RelyOn CU Credit Cards); AND 2. Have an aggregate of ACH direct deposits totaling $500 or more post and settle each qualifying cycle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle Qualification Cycle and Statement Cycle = the first day of the month through the last day of the month. If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal and inquiry fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle; (b) balances up to $25,000 receive APY of 4.00%; and (c) balances over $25,000 earn 0.10% APY on portion of balance over $25,000, resulting in 4.00% to 1.40% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Minimum to open is $100. Account is free from a monthly service fee, other fees may apply. Fees may reduce earnings (see fee schedule). Limit one account per household. Federally Insured by NCUA.

⁷ ATM Withdrawal Fees: If qualifications are met each monthly qualification cycle domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle.