Neighborhood Credit Union Spend and Get 2021
Published December 8, 2021
Go ahead and knock out your holiday shopping by using a Neighborhood Credit Union Credit Card and enjoy the rewards! Neighborhood Credit Union Signature Cash Rewards qualified cardholders can activate 2% cash back on each purchase made1, and Visa Platinum qualified cardholders get to activate the low rate of 2.99% APR thru the July 2022 billing cycle.2 Cardholders have until December 31, 2021 to activate their offer.
How to Know if You Qualify & Activate Offer
Qualified members will have received an email around November 15, 2021, and they must follow the link provided in order to activate the 2% cash back and the 2.99% APR special rate. To be qualified for this promotion, you must have a Neighborhood Credit Union credit card in good standing. You must activate by December 31, 2021 to get your special offer!
Credit Cards at Neighborhood Credit Union
At Neighborhood Credit Union we offer two different credit cards with equally great benefits: our Visa Cash Rewards Credit Card and the Visa Platinum Credit Card. The Neighborhood Credit Union Cash Rewards credit card offers 1.50% cash back on all purchases with no cash back limit, no annual fee, no balance transfer fee, and a variable interest rate of 12.50-18.00% APR.3 With the Platinum credit card, members get 0.0% APR on purchases for 6 months, no annual fee, no balance transfer fee, and a variable interest rate of 10.00-18.00% APR after the promotional 6 months.4
1 2% cash back is available on purchases made from November 15, 2021 through December 31, 2021. Restrictions may apply. Balance Transfers and cash advances are excluded from this promotion.
2 APR= Annual Percentage Rate. 2.99% Annual Percentage Rate (APR) is available on purchases made from November 15, 2021 through December 31, 2021. After your July 2022 billing cycle, the APR will revert to the regular rate for transactions, currently at XX.XX%. Information is accurate as of September 30, 2021. Restrictions may apply. Balance Transfers and cash advances are excluded from this promotion.
3Must be 18 years or older to apply. Applicants under the age of 21 may require a co-signer unless independent means of repayment can be established. Minimum credit line is $5,000. APR based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 3% of total new balance or $35.00, whichever is greater. Cash advance fee is $10 or 3.00% of the amount of each cash advance, whichever is greater. Late and returned payment fee: up to $35. A Foreign Transaction fee of 2.00% will be applied in US Dollars to each transaction conducted outside of the United States. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender.
4Must be 18 years or older to apply. Applicants under the age of 21 may require a co-signer unless independent means of repayment can be established. Introductory APR only applicable to new credit card applications. 1.99% Introductory APR for 6 months from issuance of the card on balance transfers and purchases. After the introductory period, APR will be adjusted based on creditworthiness and balance transfer fee will be at 3%. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 3% of total new balance or $35.00, whichever is greater. Cash advance fee is $10 or 3.00% of the amount of each cash advance, whichever is greater. Late and returned payment fee: up to $35. A Foreign Transaction fee of 2.00% will be applied in US Dollars to each transaction conducted outside of the United States. Additional limitations, terms and conditions may apply. Equal Opportunity Lender.
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Who We Are
As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage.