Projects Plus Home Loan at Neighborhood Credit Union
What is the Projects Plus Home Loan?
- Adding a swimming pool
- Landscaping projects around the home
- Patio and outdoor kitchen upgrades
- Solar panels
- BEV/PHEV charging station installation
- Kitchen and bath remodel
How to Apply
Projects Plus Home Loan Rates
Rates Effective: April 1, 2021. All rates quoted are Annual Percentage Rates (APR). See disclaimers for more details.¹
|Term||Rate & Loan Amount|
|$10,000 - $19,999||$20,000 - $39,999||$40,000 - $60,000|
|24 - 36 months||5.25% APR||4.25% APR||3.25% APR|
|37 - 48 months||6.25% APR||5.25% APR||4.25% APR|
|49 - 60 months||7.25% APR||6.25% APR||5.25% APR|
|61 - 72 months||8.25% APR||7.25% APR||6.25% APR|
|73 - 84 months||n/a||8.25% APR||7.25% APR|
|85 - 120 months||n/a||n/a||8.25% APR|
Beat Your Rate Program
²Projects Plus Home Loan Beat Your Rate Program: Neighborhood Credit Union will offer a rate 0.10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by Neighborhood CU prior to loan funding. The Beat Your Rate Program excludes secured or collateralized loan offers from any lender and the competitive offer must be generally available to any customer with a similar credit profile. Terms are subject to change at any time.
Who We Are
As an active part of the community for 91 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, and Ellis counties, as well as the city of Arlington. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of 56,000. For more information, call (214) 748-9393 or visit our homepage.