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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

Dallas City skyline at sunset, Texas, USA

Fee Changes Effective Februrary 7, 2022

Published January 7, 2022

At Neighborhood Credit Union, we must occasionally adjust fees. We monitor the market regularly and are confident that our fees are fair when compared to other financial institutions. In fact, many of our fees are lower than other banks in North Texas.

If you have any questions or would like more information, please contact us at myncu.com/contact.

Effective February 7, 2022, we will remove the following existing fees:

  • Overdraft Protection Transfer from Line of Credit Fee was $5.00. It is now FREE!
  • Title Fee accrued from an Auto Refinance was $75.00. It is now FREE!

Effective February 7, 2022, we are implementing the following new fees:

Collateralized Loan Documentation Fee - $75.00 • Boat Loan Documentation Fee - $130.00

Effective February 7, 2022, we are changing the following existing fees:

  • The Official Check Fee of $8.00 will be applied to official checks below $5,000.
  • Excess Withdrawal Fee on Savings and Money Market Accounts - $12.00
  • Safe Deposit Box Fees: 
    • 5x10 - $120.00
    • 10x10 - $150.00

The following product change is effective February 7, 2022:

Nationwide ATM withdrawal fees incurred during a Monthly Qualification Cycle within your Kasasa Cash, Kasasa Cash Back, and Kasasa Tunes will be reimbursed up to an aggregate total of $15, when you qualify for your account’s rewards. All other criteria set forth in your Truth in Savings disclosure agreement for this account continue to apply.

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Who We Are 

As an active part of the community for 91 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, and Ellis counties, as well as the city of Arlington. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of 56,000. For more information, call (214) 748-9393 or visit our homepage