Neighborhood Credit Union’s Overdraft Protection is now Transfer Pay
Neighborhood’s Got You Covered: Overdraft Services
The Auto-Decline service is for members who choose to opt-out of Courtesy Pay or members who decline to enroll in Transfer Pay, any account without funds to cover the transaction will result in an auto-declined transaction.
Overdraft Service Fees
|Overdraft Protection linked to Savings Account||Checks, ACH, Debit Card, ATM||$5||Must enroll.|
|Overdraft Protection linked to Line of Credit||Checks, ACH, Debit Card, ATM||Free!||Must enroll.|
|Courtesy Pay||Checks, ACH||$34||Yes|
|Courtesy Pay||Debit Card & ATM||$34||No, opt-in here.|
Can You Have both Courtesy Pay and Transfer Pay?
How to Enroll in Transfer Pay
How to Enroll in Courtesy Pay
- To opt-in electronically, log into your Online Banking (be sure to disable your pop-up blocker if you click this link) and select Courtesy Pay Opt-In Form under the Additional Services menu, or
- Stop by a branch and complete the form in person, or
- Call our Member Service Center and we will mail or fax the form to you. You can then return the form to us via mail, fax, or at the branch.
P.O. Box 803476
Dallas, TX 75380-3476
Who We Are
As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage.