Springtime Home Improvement Ideas
Give your exterior a facelift: If your home's exterior is looking a little tired, consider giving it a fresh coat of paint. You could also replace your front door, add shutters, or install new outdoor lighting to enhance your home's curb appeal.
Clean your gutters: After a long winter, your gutters are likely filled with leaves and debris. Cleaning them out can help prevent water damage to your home's foundation and roof.
Pressure wash your home: Over time, your home's exterior can accumulate dirt, grime, and mildew. A pressure washer can help remove these stains and give your home a fresh, clean look.
Paint your interior: A fresh coat of paint can transform any room in your home. Consider updating a tired color scheme, adding an accent wall, or painting your trim to give your home a fresh new look.
Update your lighting: Swapping out old light fixtures for new ones can update your home's interior and improve its functionality. Consider installing new ceiling fans, under-cabinet lighting, or dimmer switches to enhance your home's ambiance.
Upgrade your appliances: If your appliances are old or inefficient, upgrading them can improve your home's energy efficiency and save you money on your utility bills. Consider replacing your refrigerator, dishwasher, or washer and dryer with newer, more energy-efficient models.
Clean and organize your closets: Spring cleaning isn't just for your home's exterior. Take some time to clean out and organize your closets, donating or selling items you no longer need.
Install new flooring: If your home's flooring is outdated or damaged, consider installing new flooring to give your home a fresh new look. Options include hardwood, tile, vinyl, or carpeting.
Inspect and maintain your HVAC system: Before the summer heat sets in, have your HVAC system inspected and maintained. This can help improve its efficiency and prevent breakdowns when you need it most.
Apply online today in less than 10 minutes. When applying be sure to list what the loan will be used for, and unlike other financial institutions that offer similar loans, a home visit by a contractor prior to the loan getting funded is not required. If you have any questions, contact us here.
Projects Plus Home Loan Rates
Rates Effective: October 2, 2023. All rates quoted are Annual Percentage Rates (APR). See disclaimers for more details.¹
|Term in Months||Rate & Loan Amount|
|$5,000 - $9,999||$10,000 - $19,999||$20,000 - $39,999||$40,000 - $59,999||$60,000 - $100,000|
|24 - 36||11.00% APR||10.75% APR||10.50% APR||10.25% APR||10.00% APR|
|37 - 48||11.25% APR||11.00% APR||10.75% APR||10.50% APR||10.25% APR|
|49 - 60||11.50% APR||11.25% APR||11.00% APR||10.75% APR||10.50% APR|
|61 - 72||11.75% APR||11.50% APR||11.25% APR||11.00% APR||10.75% APR|
|73 - 84||n/a||11.75% APR||11.50% APR||11.25% APR||11.00% APR|
|85 - 144||n/a||n/a||11.75% APR||11.50% APR||11.25% APR|
1Projects Plus: Must be 18 years or older and a home owner with a valid email address. Applicant must have a minimum 680 credit score, at least seven  years of credit history, credit history shows a variety of credit types (credit cards/installment loans/vehicle loans/etc.), and credit history displays an excellent repayment history. Loan purpose must be for improving primary residence and funds must be used for purpose stated on application. Loan application required. Subject to credit review and approval. Projects Plus Home Loan application for credit must be completed and submitted online at myncu.com. Only one Projects Plus Home Loan per member can be open at a time. Your loan terms, including APR, may differ based on, amount, term length, and your credit profile. Lowest rates require excellent credit. Minimum loan amount $5,000. Not eligible for Skip-A-Payment or refinancing. Loan amount cannot be added to after funding. Additional conditions and limitations may apply. Advertised rates and terms are subject to change without notice. he payment on a $10,000 loan would be $207.50 per month at a non-variable interest rate of 8.99% APR with a 60 month term. This equates to $2,449.41 over the life of the loan. Equal Opportunity Lender.
Who We Are
As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage.