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Springtime Home Improvement Ideas

Published June 6, 2023

Springtime is a great season to tackle home improvement projects that have been on your to-do list for months. Whether you're looking to spruce up your home's curb appeal, refresh your interior decor, or simply tackle some long-overdue maintenance tasks, there are plenty of projects to choose from. In this blog we’re going to talk about the different ways you can refresh and make improvements around your home and how Neighborhood Credit Union can help. 

Home Improvement Ideas

Refresh your landscaping: Spring is the perfect time to give your landscaping a makeover. Trim trees and bushes, remove dead plants, and add new mulch to your flower beds. Consider planting new flowers or shrubs to add color and interest to your yard. 

Give your exterior a facelift: If your home's exterior is looking a little tired, consider giving it a fresh coat of paint. You could also replace your front door, add shutters, or install new outdoor lighting to enhance your home's curb appeal. 

Clean your gutters: After a long winter, your gutters are likely filled with leaves and debris. Cleaning them out can help prevent water damage to your home's foundation and roof. 

Pressure wash your home: Over time, your home's exterior can accumulate dirt, grime, and mildew. A pressure washer can help remove these stains and give your home a fresh, clean look. 

Paint your interior: A fresh coat of paint can transform any room in your home. Consider updating a tired color scheme, adding an accent wall, or painting your trim to give your home a fresh new look. 

Update your lighting: Swapping out old light fixtures for new ones can update your home's interior and improve its functionality. Consider installing new ceiling fans, under-cabinet lighting, or dimmer switches to enhance your home's ambiance. 

Upgrade your appliances: If your appliances are old or inefficient, upgrading them can improve your home's energy efficiency and save you money on your utility bills. Consider replacing your refrigerator, dishwasher, or washer and dryer with newer, more energy-efficient models. 

Clean and organize your closets: Spring cleaning isn't just for your home's exterior. Take some time to clean out and organize your closets, donating or selling items you no longer need. 

Install new flooring: If your home's flooring is outdated or damaged, consider installing new flooring to give your home a fresh new look. Options include hardwood, tile, vinyl, or carpeting. 

Inspect and maintain your HVAC system: Before the summer heat sets in, have your HVAC system inspected and maintained. This can help improve its efficiency and prevent breakdowns when you need it most. 

Project Plus Loans at Neighborhood Credit Union

Don’t let your budget hold you back on tackling your home improvement project list, a Project Plus Home Loan at Neighborhood Credit Union is the perfect solution to give your home the much-needed TLC. Perfect for those larger home improvement projects, the Project Plus Home Loan offers up to $100,000, flexible terms, and competitive rates.
Apply online today in less than 10 minutes. When applying be sure to list what the loan will be used for, and unlike other financial institutions that offer similar loans, a home visit by a contractor prior to the loan getting funded is not required. If you have any questions, contact us here. 

Projects Plus Home Loan Rates

Rates Effective: October 2, 2023. All rates quoted are Annual Percentage Rates (APR). See disclaimers for more details.¹ 

Term in Months

Rate & Loan Amount

$5,000 - $9,999 $10,000 - $19,999 $20,000 - $39,999 $40,000 - $59,999 $60,000 - $100,000
24 - 36 11.00% APR 10.75% APR 10.50% APR 10.25% APR 10.00% APR
37 - 48 11.25% APR 11.00% APR 10.75% APR 10.50% APR 10.25% APR
49 - 60 11.50% APR 11.25% APR 11.00% APR 10.75% APR 10.50% APR
61 - 72 11.75% APR 11.50% APR 11.25% APR 11.00% APR 10.75% APR
73 - 84 n/a 11.75% APR 11.50% APR 11.25% APR 11.00% APR
85 - 144 n/a n/a 11.75% APR 11.50% APR 11.25% APR


Spring is a great time to tackle home improvement projects both inside and outside your home. From refreshing your landscaping to upgrading your appliances, there are plenty of projects to choose from to enhance your home's value and functionality. By taking on these projects, you can enjoy a more comfortable, beautiful, and efficient living space for years to come. 

1Projects Plus: Must be 18 years or older and a home owner with a valid email address. Applicant must have a minimum 680 credit score, at least seven [7] years of credit history, credit history shows a variety of credit types (credit cards/installment loans/vehicle loans/etc.), and credit history displays an excellent repayment history. Loan purpose must be for improving primary residence and funds must be used for purpose stated on application. Loan application required. Subject to credit review and approval. Projects Plus Home Loan application for credit must be completed and submitted online at Only one Projects Plus Home Loan per member can be open at a time. Your loan terms, including APR, may differ based on, amount, term length, and your credit profile. Lowest rates require excellent credit. Minimum loan amount $5,000. Not eligible for Skip-A-Payment or refinancing. Loan amount cannot be added to after funding. (Repayment Example: The payment on a $5,000 loan would be $163.69 per month at a non-variable interest rate of 11.00% APR with a 36-month term. This equates to $5,892.97 over the life of the loan.) Additional conditions and limitations may apply. Advertised rates and terms are subject to change without notice. Equal Opportunity Lender.
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Skyler has been a Marketing Content Specialist at Neighborhood Credit Union since 2019. 

Who We Are 

As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage


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