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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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Refuel with Relaxation

Enjoy 1% off your qualified rate on a Vacation Personal Loan.1 Leave your daily routine behind for some well-deserved downtime!

Apply Today for Your Vacation Personal Loan

As low as 8.99% APR2


1Loan application and credit approval required for loan. Must be 18 years or older to participate. 12 month term loan. Interest begins accruing the day the loan is funded. Qualified eligible members with a funded vacation personal loan will receive 1.00% APR off their qualified rate. Final APR cannot be lower than lowest personal loan rate advertised on Offer expires 07/31/2023 at midnight. Promo code VACAY must be input on application. Equal Opportunity Lender.
2Rates Effective: May 8, 2023

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Refer a Friend, Earn $200 Cash

Through our Member Referral Program, whenever you refer a new or existing member to Neighborhood CU for an Auto or Personal loan, you can receive $200.00 when the loan has been funded!

Apply online today. It's fast and easy!

Apply for a loan online in under 10 minutes.

Explore Neighborhood Credit Union Products

From banking to borrowing, we have everything you need.
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Home improvement with a personal loan?

Our Projects Plus Home Loan is classified as a personal loan, making it a simple lending process on both borrower and lender.

Applying is easy! Quickly apply online and select Personal Loan, or give us a call at 214.748.9393 extension 2601. We will be happy to assist you.
Joining a credit union is easier than you think! 

You're eligible if: you live in the state of Texas, you live or work in Dallas County, Ellis County, Denton County, Collin County, or the city of Arlington; live or work within a 10 mile radius of the Coppell(Opens in a new Window)Grand Prairie(Opens in a new Window), or Highland Village(Opens in a new Window) branches; employed by or retired from a company served(Opens in a new Window) by Neighborhood CU.

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
If you have submitted a loan application, you can sign into your profile and check the status here.

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves the entire state of Texas with over 56,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.