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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

Work. Life. Balance!

Enjoy 1% off your qualified low rate on a 12-month term Vacation Personal Loan.1
Use promo code: VACAY when applying.

Apply Today for Your Vacation Personal Loan

Low Personal Loan Rates Starting at  10.99% APR2

Ready for a well-deserved getaway? Recharge your mind and soul with an upcoming vacation plan. Neighborhood Credit Union is offering 1% APR off your qualified rate on a vacation personal loan. Give yourself the gift of blissful downtime and apply today!

1Loan application and credit approval required. Must be 18 years or older to participate. 12-month term loan. Interest begins accruing the day the loan is funded. Qualified eligible members with a funded vacation personal loan will receive 1.00% APR off their qualified rate. Final APR cannot be lower than lowest personal loan rate advertised on Offer expires 06/30/2024 at 11:59pm CT. Promo code VACAY must be input on application. Equal Opportunity Lender.

2Rates Effective: October 20, 2023

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Refer a Friend, Earn $200 Cash

Through our Loan Referral Program, when you refer a new or existing member to Neighborhood CU for an Auto loan, you can earn $200!

Apply online today. It's fast and easy!

Apply for a loan online in under 10 minutes.

Explore Neighborhood Credit Union Products

From banking to borrowing, we have everything you need.
Explore Products
and excited young woman holding up her phone and debit card showing points earned

Swipe. Earn. Repeat.

For every swipe of your Neighborhood CU Debit Card, you're earning points redeemable for gift cards from major retailers.

Applying is easy! Quickly apply online and select Personal Loan, or give us a call at 214.748.9393 extension 2601. We will be happy to assist you.
Joining a credit union is easier than you think! 

You're eligible if: you live in the state of Texas, you live or work in Dallas County, Ellis County, Denton County, Collin County, or the city of Arlington; live or work within a 10 mile radius of the Coppell(Opens in a new Window)Grand Prairie(Opens in a new Window), or Highland Village(Opens in a new Window) branches; employed by or retired from a company served(Opens in a new Window) by Neighborhood CU.

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
If you have submitted a loan application, you can sign into your profile and check the status here.

Why Neighborhood Credit Union is a great choice for checking, savings, and loans.

With over 90 years of experience, Neighborhood Credit Union knows how to help people reach their financial goals.

We now have several branches across the DFW Metroplex. We proudly provide our members with customized savings accounts and competitive rates.

As a not-for-profit, we pass savings on to you through greater returns. We also invest in technology to offer a top-of-the-class online and mobile banking experience. You can manage your accounts easily through online banking or our mobile app for iOS or Android.

At Neighborhood Credit Union, we’re committed to guiding you every step of the way toward financial security.

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