Take Time to Refresh
Get away without bringing financial stress home. Qualified borrowers can receive 1% APR off their personal loan rate with a 12-month term.¹
Use promo code VACAY when applying.
Low Personal Loan Rates Starting at 7.14% APR²
Sometimes, the right time to step away is now. Whether you’re planning a beach trip, mountain escape, family vacation, or a long weekend to reset, our Vacation Loan can help make it possible with manageable monthly payments and a lower qualified rate.
For a limited time, Neighborhood Credit Union is offering 1% APR off your qualified rate on a personal loan with a 12-month term, so you can focus on recharging, not overextending.
Use promo code: VACAY
1Loan application and credit approval required. Must be 18 years or older to participate. 12-month term loan. Interest begins accruing the day the loan is funded. Qualified eligible members with a funded vacation personal loan will receive 1.00% APR off their qualified rate. Final APR cannot be lower than lowest personal loan rate advertised on our website. Minimum loan amount of $2,001 required. Offer expires 06/30/2026 at 11:59pm CT. Promo code VACAY must be input on application. Equal Opportunity Lender.
2Rates Effective: February 24, 2025 Personal Loan: *Must be 18 or older and a member of Neighborhood Credit Union. Credit application and approval required. Minimum loan amount of $2,001 required. Lowest advertised rate dependent on excellent credit and reflects the maximum 0.35% rate discount. Lowest loan rate is available by qualifying for applicable discounts. Eligible discounts include enrolling in direct deposit and setting up automatic payments. Equal Opportunity Lender.
Explore Neighborhood Credit Union Products
From banking to borrowing, we have everything you need.
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| Account Type | Summary | Get Started |
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| Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
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| online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
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| Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
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| Vehicle Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
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Apply Now |
| Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
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Apply now |
| Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
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Apply Now |
| Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
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Learn more |
| Insurance |
Everything from Dent Guard to Life Insurance.
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Learn more |
Applying is easy! Apply online in under 10 minutes by starting here.
Joining a credit union is easier than you think!
You're eligible if: you live in the state of Texas, you live or work in Dallas County, Ellis County, Denton County, Collin County, or the city of Arlington; live or work within a 10 mile radius of the Coppell(Opens in a new Window), Grand Prairie(Opens in a new Window), or Highland Village(Opens in a new Window) branches; employed by or retired from a company served(Opens in a new Window) by Neighborhood CU.
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
If you have submitted a loan application, you can sign into your profile and check the status here.
Why Neighborhood Credit Union is a great choice for checking, savings, and loans.
With over 95 years of experience, Neighborhood Credit Union knows how to help people reach their financial goals.
We now have several branches across the DFW Metroplex. We proudly provide our members with customized savings accounts and competitive rates.
As a not-for-profit, we pass savings on to you through greater returns. We also invest in technology to offer a top-of-the-class online and mobile banking experience. You can manage your accounts easily through online banking or our mobile app for iOS or Android.
At Neighborhood Credit Union, we’re committed to guiding you every step of the way toward financial security.
