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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
Still image of Neighborhood CU Employees and members, Local Mural Artist, and Oak Cliff representatives celebrating ribbon cutting.

New Branch in Oak Cliff

We are now open!



Take advantage of our specials today and get
$200 CASH
when you open a new checking account!*

  

OR

1% OFF

your qualified auto loan rate.²
 


¹Checking accounts subject to approval. To qualify for the $200 checking bonus: You must be a new Oak Cliff Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months. Eligible accounts include Neighborhood CU's Kasasa Cash Checking, Kasasa Cash Back Checking, Priority Checking and Fresh Start. Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 post to the new checking account. Qualifying electronic Direct Deposits do not include payments received into your account from payment apps such as Paypal, Venmo and other similar payment service providers. Offer cannot be combined with other offers. We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening. Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus. Neighborhood CU may report the value of the bonus to the IRS as required by law. Any person(s) whose tax status would require Neighborhood CU to impose tax withholding of any sort will not be eligible for this bonus. $200 bonus cannot be used to fund the account. Offer available until December 31, 2023.

²APR = Annual Percentage Rate. Must be 18 or older and become a member of Neighborhood Credit Union. Credit application and approval required. Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible applicants will be offered 1.00% off their qualified rate (final rate cannot be lower than 5.99% APR or lowest advertised car loan rate by Credit Union.) Title fees apply to refinances. Rates and offer subject to change and termination without notice. Other restrictions may apply. Offer available until December 31, 2023.




Growth at a Glance

93 years

of relationships & trust

61,000 members

satisfied and counting

$1 billion+

in assets

$7 million

in dividends paid in 2022

Support Oak Cliff, Bank Local

Profit is returned to you with better rates & lower fees.

We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, & lower fees.

We are not-for-profit, owned & governed by the members.

Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.

Credit Unions offer better rates than the big banks.

We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.

Oak Cliff is our original home.

Oak Cliff is in our roots! Our original headquarters was located down the street from where our new branch will soon be. While our base has now moved to North Dallas, we had a continued presence within the Oak Cliff neighborhood until December 2020. After two years too long, we're thrilled to be returning to our old stomping ground!


Our Story

Originally known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when American confidence in financial institutions was at an all-time low, Dallas Postal Credit Union won the trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.



Oak Cliff Branch Construction Timeline

August 2021

Neighborhood Credit Union leased 650 Fort Worth Avenue, Dallas, Texas 75208 for the future site of our new Oak Cliff branch location.
Group of Oak Cliff councilmen and Neighborhood Credit Union reps tossing dirt in the air at the oak cliff groundbreaking celebration.

January 11, 2022

We invited the community out for our Oak Cliff construction kick off celebration with hot coffee and donuts provided by Romeros Mini Donuts. 

Spring 2022

The Oak Cliff construction project kicks off! 

September 14, 2022

Construction began the final touches of the branch preparing it for business. 

October 19, 2022

Oak Cliff's official ribbon cutting celebration took place. Neighborhood CU was joined by city and state leaders, as well as members of the credit union. 

October 31, 2022

On Halloween 2022, Oak Cliff officially opened its doors for business! 




























Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves the entire state of Texas with over 61,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.

Neighborhood Events



10/4, 10/11, 10/18, & 10/25

Rolled Coin Drive October 2023



September 15 - October 15 

Hispanic Heritage Month 



09/21/2023

North Texas Giving Day 2023

Become a Member Today

Utilize our digital banking services and earn your rewards today.

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves the entire state of Texas with over 61,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.