Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Neighborhood Credit Union
Routing #311079270
Chat Search
Close search

What can we help you find?

Routing #311079270
Close online banking

Online Banking

Routing #311079270
Family strapping a christmas tree on top of their car

Holiday Loan Specials

'Tis the Season

Refinance your auto loan through Neighborhood Credit Union or apply for a personal holiday loan now through December 31, 2019 to take advantage of these amazing loan specials!
 
 
 
 
 

Auto Loan Special

as low as 2.90% APR1

Refinance your auto loan and get $200 while supplies last²
Make no payments for up to 90 days³
Calculate your potential auto payment
  
 

Holiday Loan Special

7.95% APR*

12 month term with a rate as low as 7.95% APR*
No maximum loan amount required to apply
Use promo code HOLIDAY
 

¹APR = Annual Percentage Rate. Rate as low as 2.90% APR based on creditworthiness and is subject to change. Rates effective as of November 20, 2019.
²$200 bonus based on loan funded by 12/31/2019. Loan application and credit approval required. Must be 18 years or older. $200 bonus while supplies last and for a limited time only. Loan amount must be for a minimum of $10,000. Bonus will deposited into member's savings account within 30 days of loan being funded.
³Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union. Up to 90 days of no payments is based on credit approval.
*7.95% Annual Percentage Rate based on credit approval. Loan application and credit approval required for loan. Must be 18 years or older to participate. Loan has a 12 month term. Interest begins accruing the day the loan is funded. Offer for a limited time only and expires 12/31/2019 at midnight.
Couple walking around and shopping for the holidays

Refer a Friend, Earn Cash

Through our Member Referral Program, whenever you refer a new or existing member to Neighborhood Credit Union for an Auto or Signature loan, you can receive $50.00 when the loan has been funded!
 


Auto Loan Calculator

 
What are you looking to finance?
How's your credit?
?
You are using this tool based on your self-assessment of your credit worthiness. If you submit an application for auto financing, the terms will depend on Neighborhood Credit Union's evaluation of your credit worthiness. The terms of your qualification may vary from the estimates in your self-assessment. You may be declined once Neighborhood Credit Union reviews your credit information.
How much would you like to finance?
?
The maximum Amount Financed may vary depending on the value of the vehicle you select, and may also be subject to verification of your income. This amount may include the sales price of the vehicle, applicable taxes and fees, and any optional warranty or insurance products, should you choose to purchase them.
Preferred Term Length (months)
?
Length of time (in months) over which you would like to repay the amount financed.
This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. For informational purposes onle. Actual terms will vary. This calculator is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Neighborhood Credit Union product or service to your unique circumstances.
Estimated Monthly Payment
$0.00
Estimated APR²
0.00%
Terms in Months
0
 
Apply Now
This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. This auto loan calculator is for informational and hypothetical purposes only. Actual terms will vary and the final annual percentage rate may differ from the annual percentage rate in the above results and are subject to credit approval. This auto loan calculator is not intended to provide legal, investment, or financial advice and does not assure the availability of or your eligibility for any specific product offered by Neighborhood Credit Union. The terms and conditions of products offered by institutions will differ and may affect the results of the auto loan calculator. Please consult with qualified professionals to discuss your situation.
 
 
  
 
 
 
 
 
 

Explore Neighborhood Credit Union Products

From banking to borrowing, we have everything you need.
Explore products
Close
couple in the back of a car in the snow

Membership

Read more about what it means to be a member of a credit union, how it works, and how it benefits you.
 

FAQs

Applying with Neighborhood Credit Union is easy! Quickly apply online or give us a call at 214.748.9393 extension 2601. We will be happy to assist you with your car buying experience.
At the time of application, we do not require any documentation. After your application request is reviewed we may need additional documents such as a copy of your driver’s license, buyer’s order, insurance, proof of income, etc.
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.
 
You're eligible if: you live or work in Dallas County, Ellis County, Denton County, Collin County, or the city of Arlington; live or work within a 10 mile radius of the CoppellGrand Prairie, or Highland Village branches; employed by or retired from a company served by Neighborhood CU, or become a member of the American Consumer Council.
 
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window) and convenience services(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have 13 locations in the DFW Metroplex(Opens in a new Window).
Applying is easy! Quickly apply online or give us a call at 214.748.9393 extension 2601. We will be happy to assist you.