Loan Specials & Offers
Low Auto Loan Rate
as low as 2.90% APR1
|Make no payments for up to 90 days²|
|Calculate your potential auto payment|
0.0% APR for 6 Months³
on all credit card balance transfers
|No balance transfer fees.|
|Now through March 31, 2020.|
¹APR = Annual Percentage Rate. Rate as low as 2.90% APR based on creditworthiness and is subject to change. Rates effective as of November 20, 2019.
²Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union.
³Enjoy 0.0% APR for 6 months on all credit card balances transferred from a non-Neighborhood Credit Union credit card to the Neighborhood Credit Union Platinum or Rewards credit cards. Must be 21 years or older to participate in balance transfer offer. Minimum of $100 for balance transfer. Participant must have sufficient available credit on their Neighborhood Credit Union Credit Card Account to accommodate balance amount being transferred. Participant will receive 0% APR on balances transferred and posted to their Neighborhood Credit Union Credit Card Account for six months which begins the day the amount is posted and settled to the member's Neighborhood CU Credit Card Account. Balances must be transferred, posted and settled to the member's Neighborhood CU Credit Card Account by March 31, 2020 to take advantage of offer. 0% APR not valid on purchases or cash advances. Offer subject to change at any time.
Refer a Friend, Earn Cash
Through our Member Referral Program, whenever you refer a new or existing member to Neighborhood Credit Union for an Auto or Signature loan, you can receive $50.00 when the loan has been funded!
What are you looking to finance?
How's your credit?
You are using this tool based on your self-assessment of your credit worthiness. If you submit an application for auto financing, the terms will depend on Neighborhood Credit Union's evaluation of your credit worthiness. The terms of your qualification may vary from the estimates in your self-assessment. You may be declined once Neighborhood Credit Union reviews your credit information.
How much would you like to finance?
The maximum Amount Financed may vary depending on the value of the vehicle you select, and may also be subject to verification of your income. This amount may include the sales price of the vehicle, applicable taxes and fees, and any optional warranty or insurance products, should you choose to purchase them.
Preferred Term Length (months)
Length of time (in months) over which you would like to repay the amount financed.
This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. For informational purposes onle. Actual terms will vary. This calculator is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Neighborhood Credit Union product or service to your unique circumstances.
Estimated Monthly Payment
Terms in Months
This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. This auto loan calculator is for informational and hypothetical purposes only. Actual terms will vary and the final annual percentage rate may differ from the annual percentage rate in the above results and are subject to credit approval. This auto loan calculator is not intended to provide legal, investment, or financial advice and does not assure the availability of or your eligibility for any specific product offered by Neighborhood Credit Union. The terms and conditions of products offered by institutions will differ and may affect the results of the auto loan calculator. Please consult with qualified professionals to discuss your situation.
Explore Neighborhood Credit Union Products
From banking to borrowing, we have everything you need.
|Account Type||Summary||Get Started|
|Online Checking accounts||
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
|online Savings accounts||
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
|Certificates of Deposit||
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
No annual fees, no balance transfer fee, and a low rate.
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
Everything from Dent Guard to Life Insurance.
At the time of application, we do not require any documentation. After your application request is reviewed we may need additional documents such as a copy of your driver’s license, buyer’s order, insurance, proof of income, etc.
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.
You're eligible if: you live or work in Dallas County, Ellis County, Denton County, Collin County, or the city of Arlington; live or work within a 10 mile radius of the Coppell, Grand Prairie, or Highland Village branches; employed by or retired from a company served by Neighborhood CU, or become a member of the American Consumer Council.
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window) and convenience services(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have 13 locations in the DFW Metroplex(Opens in a new Window).
By clicking the button below, you will be launching the chat platform to speak with one of our customer service associates.