Loan Pre-Approval
Responsible management of credit can earn you pre-approval for a special low rate on a Neighborhood Credit Union loan. Whatever big purchase you’ve wanted to make — now’s the time! And with your pre-approved status, you’re one step closer to having what you want.
How do I redeem my pre-approved offers?
Feel free to do any of the following:
- Login to Online Banking and your pre-approved loan rate offers are visible in the widget directly beneath your accounts.
- Select My Loan Offers in the menu on the MyNCU Mobile app, available for iOS and Android.
- Visit your local branch.
- Call the Lending team at 972.629.7889.
What if I want a loan for more than the approved amount?
- A full application must be completed for a loan exceeding the pre-approved amount.
Can I accept more than one offer?
- You can only accept one pre-approval loan offer during the campaign period. If you would like more than one loan, you will need to fill out an application for the additional loans.
How was I pre-approved for this offer?
- We used pre-screen information that we obtained from a consumer reporting agency in connection with this pre-approved offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness. The criteria was established by Neighborhood Credit Union.
Which reporting agency is used?
- TransUnion.
Did you pull my credit for my loan offer?
- No. The prescreen information does not run your credit. If you accept the loan offer, there will be a hard inquiry to your credit report and the new loan will show on your credit report moving forward.
How can I opt-out of these pre-approval loan offers?
You can choose to stop receiving pre-screened offers of credit from this and other companies by calling toll-free 1-888-567-8688. View Pre-screened Offer and Opt-Out Notice here.