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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

Love Your Car At Neighborhood Credit Union

Published February 23, 2021

Now until April 15, 2021, you can choose $100 cash or 1.00% off your qualified rate1 when you finance or refinance your non-Neighborhood Credit Union auto loan with us. If you choose $100 cash, we’ll deposit the bonus into your savings account within 30 days of the loan being funded.  

Auto Loan Rates at Neighborhood Credit Union

Neighborhood Credit Union offers auto loan rates as low as 2.69% annual percentage rate2 on new and used vehicles. We offer loan terms up to 72 months, so now is an even better time to get the car you love. 
  • 60 months or Less: as low as 2.69% APR
  • 72 months: as low as 3.95% APR 

Apply for an Auto Loan Online

Our branches remain temporarily closed as we continue to follow CDC Guidelines, but thankfully we’re a digital credit union and you can easily apply for an auto loan online. Apply for your auto loan from the comfort of wherever you are in less than 10 minutes! If you’d rather talk to a loan officer by phone, you can dial 214-748-9393 extension 2601.    

120 Days No Payments on Your Neighborhood Credit Union Auto Loan

Once you’ve applied for your auto loan at Neighborhood Credit Union, you don’t have to worry about making a payment for up to 120 days!3 That's four months of loving your new car without having to make a payment. You can use that extra time to catch up on other bills, bulk up your savings, or knock out projects around the house. 

1Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible approved applicants will be offered either 1.00% off their qualified rate (final rate cannot be lower than 2.69% APR) or $100 will be deposited into the membership savings account within 30 days of loan funding. Title fees apply to refinances. Offer subject to change and termination without notice. Other restrictions may apply. Offer valid until April 15, 2021.
2APR = Annual Percentage Rate. With approved credit. Rate subject to change.
3Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union. Up to 120 Days No Payments based on credit qualification. Offer valid for a limited time.

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Who We Are 

As an active part of the community for 90 years, Neighborhood Credit Union is a not-for-profit financial organization with locations in Collin, Dallas, Denton, and Ellis counties, as well as the city of Arlington. Located all across North Texas and assets topping $927 million, Neighborhood Credit Union has a continuously growing membership of 56,000. For more information, call (214) 748-9393 or visit our homepage