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0.0%* APR Introductory Rate at Neighborhood Credit Union

April 8, 2020

You can now apply for a Platinum Credit Card at Neighborhood Credit Union and get as low as a 0.0% APR introductory rate for 6 months.    

What is 0.0% introductory APR?  

0.0% introductory APR or annual percentage rate means that for the given period you will not be charged interest. Depending on the company offering they may offer 0.0% APR on purchase only and still charge interest on cash advances and balance transfers. With the Neighborhood Credit Union Platinum Credit Card, you get 0.0% APR on all purchases, balance transfers, and cash advances for 6 months.   

Why You Want 0.0% APR 

  • To make large purchases 
    • When making a large purchase such as new furniture, flooring, or even a vacation, a good hack is to use a credit card with a low introductory rate. By doing this, you can avoid the high interest rates of a personal loan. If you apply for our Platinum Credit Card for unexpected or expected large purchases right now, you can enjoy 0.0% APR for 6 months.   
  • You Need to Pay Down High Interest Rate Credit Card Debt 
    • Paying off a high interest rate credit card can seem endless. By transferring your balance over to our Platinum Credit Card, you can pay down debt faster and avoid the cost of high interest. Our introductory rate not only cuts down the burden of the payments, but it also gives a time-oriented goal in paying off the balance. Keep in mind, after the 6 months, the APR will increase depending on creditworthiness.   
  • The Unknown 
    • Currently, many are unsure of their current income situation, but life still happens. Take away some of the stress with our current introductory rate and make purchases of things you need. You have 6 full months to pay off the balance with 0.0% APR. 

No matter the reason, Neighborhood Credit Union is here for you, apply for a Platinum Credit Card today and get as low as 0.0% APR for 6 months. If you are a current member, quickly apply here. 

About Us

Since 1930, Neighborhood Credit Union is a not-for-profit financial organization serving Dallas, Denton, and Ellis counties, as well as the City of Arlington. With branches in Dallas, Richardson, Arlington, Mesquite, Duncanville, Waxahachie, Lancaster, Grand Prairie, Coppell, and Highland Village, and assets topping $720 million, Neighborhood Credit Union has a membership of 55,000 and continues to welcome new members daily. Keep up with all Neighborhood Credit Union’s updates during COVID-19 on our dedicated page. For more information, call (214) 748-9393 or contact us on our website. 

¹APR = Annual Percentage Rate. Must be 21 years or older to apply. Introductory APR only applicable to new credit card applications. 0.00% Introductory APR for 6 months from issuance of the card. After the introductory period, APR will be adjusted based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender. View the Guide to Benefits and the Platinum Credit Card Disclosure. 

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