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Changes to Checking Account Qualifications

Published December 29, 2023

At Neighborhood Credit Union, we are dedicated to providing you with the best banking experience possible. To that end, we have some important updates to share with you regarding our High Yield Checking and Cash Back Checking accounts. 

Effective January 1, 2024, we will be making adjustments to the qualification for these accounts to better serve your financial needs. Currently, to qualify for rewards, High Yield Checking and Cash Back Checking account holders must have an automatic ACH payment or direct deposit as part of their monthly qualifications.  

However, beginning on January 1, 2024, that requirement will shift to ACH direct deposits totaling $500 or more during a monthly qualification cycle. We want to emphasize that the remaining criteria to qualify for rewards will remain unchanged, ensuring that you can continue to enjoy the benefits of these accounts. 

Additionally, we want to inform you that effective on the same date, there will be an adjustment to the monthly reward for Cash Back Checking account holders.  This adjustment will result in a cash back rate of 3.00% up to $200 of debit and credit card purchases, for a total of $6 per month, if monthly qualifications are met. 

We understand that change can sometimes raise questions, and we want to assure you that we are here to help. If you have any inquiries or need further clarification regarding these updates, please don't hesitate to contact us at Our dedicated team is ready to assist you. 

We want to take this opportunity to express our gratitude for being a valued member of Neighborhood Credit Union.  Your trust and loyalty are the driving forces behind our commitment to excellence in banking services. We remain steadfast in our mission to provide you with financial solutions that meet your evolving needs. We look forward to continuing to serve you and helping you achieve your financial goals. 

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Who We Are 

As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage