Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Neighborhood Credit Union
Routing #311079270
Close search

What can we help you find?

Routing #311079270
Apply For LoanLoans
Close online banking

Online Banking

Routing #311079270

MyPoints Rewards at Neighborhood CU

Published September 30, 2022 

On October 1, 2022, A new rewards program will automatically apply to all eligible Neighborhood Credit Union Visa Debit Cards.  

We are introducing MyPoints Rewards at Neighborhood Credit Union. This valuable, free program rewards our members for their everyday spending. Enrollment is automatic, and every purchase with an eligible Neighborhood Credit Union Visa Debit Card adds up to rewards points that can be redeemed for exciting gifts.1

How MyPoints Rewards Work

All eligible Neighborhood CU Visa Debit Cards will be enrolled in the MyPoints reward program, and members will not have to register to start earning points. Earn points by using your Neighborhood Credit Union Visa Debit card for every day purchases like groceries, pharmacies, gas station, or online shopping instead of paying with a check, cash, or credit card.  

Earn one point for each $100 spent on an eligible Neighborhood Credit Union Visa Debit Card!  
And when you shop merchants online with your debit card directly through the rewards portal, you can earn up to 50 times more reward points!2

How do I claim my account? 

All eligible Neighborhood Credit Union Visa Debit Cards will be enrolled automatically, but you will need to claim your account. To claim your account, click “Start Here”. You will be asked to input the required information and click “Search”. An email address is required to claim your account. 

How to Redeem Your Points

Once you’ve earned enough to select a prize, you can redeem your points for great rewards in a breeze at myncu-redeem.com. It only takes 100 points to get your first set of free gifts, or you can save your points for bigger, better rewards in the future! 

Neighborhood Credit Union Checking Accounts 


Account Type Summary ATM Refunds¹ High Yield Interest APY² Opening Deposit Monthly Fee
High Yield Checking
Free checking with high-yield interest.
Yes 0.01% - 4.00% $100 $0
Cash Back Checking
Free checking with cash back rewards.
Yes No $25 $0
Priority

Low Opening Deposit and Overdraft Fee Forgiveness.


No No $25 $11.99
Fresh Start
Ideal for those with less-than-perfect checking needing to get back on their feet.

No No $25 $20
Minor/Student Accounts



1: Click here for more details.
2: APY = Annual Percentage Yield. Click here for more details.




¹Qualifying transactions must clear your account and post to your account no later than the end of the applicable calendar month to be counted. For example, if a purchase with your card occurs on the last day of the offer month but does not clear your account until the first day of the following calendar month, then that transaction will not be included in the calculation for the month in which you used your card. Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from the first day of the month in which the Points were issued. Points awarded per checking account. See website for specific program terms. For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.  
²Reward Points vary by retailer. ©2022 Velocity Solutions, LLC.  All rights reserved. 22163709U 

Catch Up on More News

Explore News & Events for more updates on what's happening in your community and at the credit union.

Who We Are 

As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage