Holiday Loan
Enjoy the Holidays with 1% Off Your Qualified Rate¹
Why Choose our Holiday Loan?
1% off Your Qualified RateDon’t let holiday shopping stress you this year. With 1.00% APR off your qualified loan rate, and rates as low as 10.74% APR², you can save big and enjoy some extra relief. Apply now and take advantage of this limited-time offer to make your holidays a little brighter! |
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Fast and Easy ApplicationApplying for your loan is fast, simple, and accessible! Complete your application in under minutes through our mobile app or online platform, making it easier than ever to get the holiday support you need.
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Quick ApprovalsGet your funds fast with our quick approval process, ensuring you have the money you need right when you need it. Whether you're tackling holiday shopping or unexpected expenses, we make sure you’re ready for the season without delay, so you can focus on enjoying the festivities.
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No Hidden Fees
What you see is what you get—no surprises, just straightforward savings. Enjoy peace of mind knowing that our loan terms are transparent, with no hidden fees or unexpected charges, so you can focus on your financial goals without worry.
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Must Use Promo Code HOLIDAY When Applying
¹Must be 18 years or older and a member of Neighborhood Credit Union. Credit application and approval required. Member receives 1.00% APR off their qualified rate. Rate cannot be lower than lowest rate advertised on myncu.com/rates for a personal loan. Lowest rate based on excellent credit. Loan has a 12 month term. Promo code HOLIDAY must be used at time of application. Offer expires 12/31/2024 at 11:59pm. Cannot be combined with other offers. Other restrictions may apply. Equal Opportunity Lender.
²Rates Effective: Personal Loan: Credit application is required. Must be 18 years of age or older and a member of Neighborhood Credit Union. Terms from 0 months to 60 months. Rates range from as low as 10.74% APR up to 17.99% maximum APR. Rates, terms and conditions are subject to change and may vary based on credit worthiness. Interest begins accruing the day the loan is funded. Restrictions may apply. (Repayment Example: The payment on a $10,000 loan would be $216.13 per month at a non-variable interest rate of 10.74% APR with a 60-month term. This equates to $2,967.79 over the life of the loan.) Membership required with a $25 minimum deposit. Equal Opportunity Lender.
Perks of a Loan at Neighborhood Credit Union
Refer a Friend, Earn $200 Cash
Project Plus Home Loans
Why choose Neighborhood Credit Union?
We value all the members of our community here in Texas, and that's why Neighborhood Credit Union wants everyone to have access to affordable loan options.
As a not-for-profit organization, we can offer you competitive rates and fewer fees. Just stop by your preferred branch around the DFW Metroplex and find out how we can help!
You can get a free online banking account and easily manage your auto loan through Online Banking or the MyNCU Mobile App on iOS or Android.
Neighborhood Credit Union is proud to be a full-service digital financial institution.
Our personal loan application process is simple and secure!
STEP 1
Apply For Loan
STEP 2
Quick Review
We'll check if you're eligible and, if approved, offer you a loan amount and rate for the 12-month term.
STEP 3
Start Shopping
Once the paperwork has been completed and the loan has been funded, the shopping can begin!
Want to see all of our products?
Account Type | Summary | Get Started |
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Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
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online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
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Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
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Auto Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
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Apply Now |
Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
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Apply now |
Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
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Apply Now |
Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
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Learn more |
Insurance |
Everything from Dent Guard to Life Insurance.
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Learn more |