Our Story

Who We Are
We are Neighborhood Credit Union, the oldest credit union in the Dallas-Fort Worth Metroplex, a not-for-profit, member-owned, volunteer-directed financial cooperative that provides fiscally sound, economically creative banking solutions.

What We Do
Unlike traditional banking institutions, our goal is not to make a profit from our customers. As a not-for-profit organization, we are in the business of helping people achieve their short and long-term financial goals for their families.

Through unique products and community investment, including college scholarships and financial education, Neighborhood Credit Union helps its North Texas neighbors improve their financial health and well-being.

Who We Serve
Any person who lives, works or worships in Dallas County, Ellis County or the City of Arlington, or within 10 miles of any branch, is eligible for membership. Built on more than 75 years of relationships and trust, Neighborhood Credit Union serves over 30,000 members who are underserved by traditional banking institutions.

See if you qualify here.

How We Began
Originally known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when American confidence in financial institutions was at an all-time low, Dallas Postal Credit Union won the trust and loyalty of its charter members.

Where We Are Now
In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of over 30,000 members, the growth of their assets (now topping $325 million), and Neighborhood’s ongoing effort to offer members convenient services in their neighborhoods and communities.

Neighborhood currently has branches in Coppell, Oak Cliff, North Dallas, Arlington, Mesquite, Duncanville, Lancaster, Grand Prairie, Richardson, and Waxahachie. View our locations here.
Join today!


Did you know?

Upon request, members can review or receive a copy of the most recent version of the following credit union documents:
• Balance sheet and income statement
• Summary of the most recent annual audit
• Written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies and copies, thereof
• Internal Revenue Service Form 990
Any of the information above can be requested in person at one of our branches or if you would prefer to send a written request, please send requests to: Neighborhood Credit Union, P.O. Box 803476, Dallas, TX 75380-3476.

Download Annual Report here.