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Protect Yourself from Jugging

Published June 20, 2023

In today's world, it's important to remain vigilant and proactive in safeguarding our finances. One particular threat that has emerged is jugging, a criminal act where individuals are targeted after making cash withdrawals from banks, check-cashing stores, or ATMs. Juggers patiently wait for their victims, following them to another location before stealing the money. To help ensure your safety and protect your hard-earned money, we have compiled essential tips to help you avoid falling victim to jugging. 

Be Aware of Your Surroundings: One of the most crucial steps in protecting yourself from jugging is to stay alert and mindful of your surroundings. Pay attention to any suspicious individuals who seem to be observing the bank or ATM area. Take note of anyone lingering around, particularly if they appear to be watching people making transactions.

Conceal Your Transactions: To minimize the risk of attracting potential jugging perpetrators, always try to conceal your cash or withdrawal transactions from public view. Shield your PIN when entering it, and ensure your cash is securely stored away before leaving the bank or ATM location.
Vary Your Routine: Establishing a predictable routine when it comes to your banking habits can make you an easy target for juggers. Try to vary the days, times, and locations of your cash withdrawals. By being less predictable, you reduce the chances of someone specifically targeting you.

Stay in Well-Lit and Populated Areas: When leaving a financial institution after making a cash withdrawal, choose well-lit areas with a good amount of foot traffic. Criminals are less likely to target individuals in busy and well-populated spaces, as their actions may draw unwanted attention.

Use Drive-Through Facilities: Whenever possible, opt for drive-through ATMs or bank tellers. These locations offer an added layer of security, as you can conduct your transactions without leaving your vehicle. This reduces the opportunity for potential juggers to follow you or target you in a vulnerable position.

Trust Your Instincts: If you notice any suspicious behavior or individuals near the bank or ATM, trust your instincts and prioritize your safety. If something feels off, it's better to err on the side of caution. Alert the financial institution, security personnel, or local law enforcement if necessary.

Consider Electronic Payment Alternatives: In today's digital age, electronic payment methods such as debit cards, mobile wallets, or online transfers offer a safer alternative to carrying and handling cash. Explore these options to reduce the need for cash withdrawals and lower the associated risks.

By staying vigilant, adopting precautionary measures, and being aware of the dangers of jugging, you can significantly reduce your vulnerability to this type of criminal activity. Always prioritize your safety and the security of your finances. Remember, if you suspect that you may be a target or witness any suspicious activity, contact your local authorities immediately. Stay informed, stay cautious, and protect yourself from jugging and other financial scams. 

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Who We Are 

As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage

*MoneyPass® and Allpoint ATM owners agree not to charge our members at their terminal locations. Neighborhood Credit Union has a per transaction fee for any ATM inquiry or withdrawal not made at one of our branches. See the Rates & Fees page for more information. 
**Domestic ATM withdrawal fees incurred during the Qualification Cycle will be reimbursed and credited to the account on the last day of the Monthly Statement Cycle.