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Routing #311079270

Neighborhood Credit Union Offers Access to Direct Deposit Funds Up to Two Days Early

Published July 29, 2021 

Checking account holders at Neighborhood Credit Union with direct deposit can now get access to their funds early. Members have faster access to their cash as soon as the money is available, which can be as early as two days before traditional banks. 

Depending on when their employer processes and sends payments, members can receive direct deposit funds up to two days earlier than expected with one of Neighborhood Credit Union’s checking accounts. This benefit is valid on any ACH item, including unemployment and other government checks. 

“We’re excited to offer a benefit that gives members more flexibility and peace of mind. Our purpose as a credit union is helping our members to be financially successful, and sometimes that success is dependent upon having access to your money sooner rather than later,” says Carolyn Jordan, Senior Vice President of Remote Services and Member Development. “Two days may not sound like much, but it can be the difference between making a mortgage payment on time, buying groceries, or avoiding late fees that would further undermine someone’s financial progress.” 

Due to weekends or bank holidays, the posting of ACH items may vary and receiving direct deposit funds early is fully dependent on when the member’s employer or the government sends files to Neighborhood Credit Union. For more information, contact Neighborhood Credit Union directly or visit

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Who We Are 

As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage