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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Beat Your Rate at Neighborhood CU

Published August 16, 2021 
For a limited time, Neighborhood Credit Union wants to beat your current auto loan rate when you refinance your vehicle from another financial institution.  

Neighborhood Credit Union consistently offers some of the lowest loan rates in the North Texas area. Enjoy auto loan rates as low as 1.99 APR1 when you apply for a new auto loan or refinance your current vehicle. Use promo code BEATRATE when applying.  
 
Even if your credit history is not as good as it could be, Neighborhood Credit Union’s auto loan rates may still beat what other financial institutions are offering you. As not-for-profit companies, credit unions are here to help those within the communities they serve.  

Make No Payments for Up to 120 Days 

Not only are we offering one of the lowest rates in North Texas, but we also offer up to 120 days of no payments!2 Enjoy up to four full months of no payments on your auto loan. Use this time to bulk up your savings for the upcoming holiday season, knocking out any end-of-summer projects, back-to-school shopping, and so much more.  

Apply Online for a New Car Purchase or Auto Refinance  

Our loan department is fully digital and ready to help. Apply for your auto loan online from the comfort of wherever you are in less than 10 minutes! Neighborhood Credit Union will even give you what we call an “MVP Check” with your locked-in low rate, that way you can take it with you to the car dealership and the stress of financing fades away! If you would prefer talk to a loan officer by phone, you can dial 214-748-9393 extension 2601.   

Current Neighborhood Credit Union Auto Rates 

Rates Effective: March 22, 2021. All rates quoted are Annual Percentage Rates (APR). Rates subject to change. With approved credit. Rates listed below are for both new and used vehicles.  
  • 60 months or Less, as low as 1.99 APR 
  • 72 months, as low as2.65 APR 
Happy parents and their small kids going on road trip in convertible car.


Must be 18 years or older and must become a member of Neighborhood Credit Union. Rates are accurate as of 03/22/2021 and are subject to change without notice. Rates bases on credit application and approval. *Offer limited to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible approved applicants will be offered an APR that is lower than their current rate. Verification of current APR must be provided. Title fees apply to refinances. Rate floor applies as defined by Neighborhood Credit Union.  
2Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union. Up to 120 Days No Payments based on credit qualification. Offer valid for a limited time. 

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Who We Are 

As an active part of the community for 91 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, and Ellis counties, as well as the city of Arlington. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of 56,000. For more information, call (214) 748-9393 or visit our homepage