Beat Your Rate at Neighborhood CU
Neighborhood Credit Union consistently offers some of the lowest loan rates in the North Texas area. Enjoy auto loan rates as low as 5.99 APR1 when you apply for a new auto loan or refinance your current vehicle. Use promo code BEATRATE when applying.
Make No Payments for Up to 120 Days
Apply Online for a New Car Purchase or Auto Refinance
Current Neighborhood Credit Union Auto Rates
- 60 months or Less, as low as 5.99 APR
- 72 months, as low as6.74 APR
1 Must be 18 years or older and must become a member of Neighborhood Credit Union. Rates are accurate as of 03/22/2021 and are subject to change without notice. Rates bases on credit application and approval. *Offer limited to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible approved applicants will be offered an APR that is lower than their current rate. Verification of current APR must be provided. Title fees apply to refinances. Rate floor applies as defined by Neighborhood Credit Union.
Who We Are
As an active part of the community for 92 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage.