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Up to 120 Days of No Payments at Neighborhood Credit Union

Up to 120 Days of No Payments at Neighborhood Credit Union Starting September 15, 2020  

Starting this Tuesday, September 15th, members can get up to 120 days of no payments when they apply for a Neighborhood Credit Union car loan or refinance their car loan from another financial institution1. 


Make No Payments Until 2021 

While times are uncertain, some may find themselves in a situation that involves shopping for a new vehicle or refinancing a current auto loan for a lower rate. We understand that many are feeling the financial strain of 2020, so we are pleased to announce that members can get up to 120 days of no payments with rates as low as 2.69% APR2. Now until October 31, 2020, you can enjoy up to 4 months of no auto loan payments, allowing you the opportunity to put your money towards other priorities.   

Instead of worrying about your car loan for 120 days, you can catch up on credit card bills, bulk up your savings, make extra payments toward your mortgage, and so much more.  


Apply Online for a New Car Purchase or Auto Refinance 

We are actively following the CDC recommendations and have temporarily closed the branch lobbies in order to maintain social distancing guidelines. The good news is that you can apply for your auto loan online from the comfort of wherever you are in less than 10 minutes! If you’d rather talk to a loan officer by phone, you can dial 214-748-9393 extension 2601. 


Current Neighborhood Credit Union Auto Rates 

Rates Effective: March 18, 2020. All rates quoted are Annual Percentage Rates (APR). Rates subject to change. With approved credit. Rates listed below are for both new and used vehicles.  

  • 60 months or Less, as low as 5.99 
  • 72 months, as low as 6.25

1Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union. Up to 120 Days No Payments based on credit qualification. Offer valid until October 31, 2020.
2APR = Annual Percentage Rate. With approved credit. Rate subject to change. Rates effective as of March 20, 2020. 

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Who We Are 

As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage

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