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Routing #311079270
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Holiday Loan at Neighborhood CU

October 28, 2022

Get a special rate on a Neighborhood Credit Union 12-Month Term Personal Loan just in time for the holiday season!   

Starting November 1, 2022 until the end of the year, Neighborhood Credit Union is offering 1% off its 12-month term personal loan.* With a personal loan at Neighborhood Credit Union, you can get a head start on holiday shopping with peace of mind knowing you have a full year to pay it off at a low fixed rate.   

Our current personal loan fixed rate is 10.99% APR, but with this promotion, eligible members can get 1% off! Must use promo code Holiday when applying to get special rate. 

Personal Loans at Neighborhood CU


Get 1% off a 10.99% APR

Holiday Personal Loan
12-month term
Offer ends December 31, 2022
Take care of holiday shopping, consolidate debt, and more.
Must use promo code Holiday when applying.



3-2-1 Auto Loan Promotion at Neighborhood Credit Union

Until the end of 2022, Neighborhood Credit Union is offering 3 months of no payments, $200 cash bonus, and 1% off your qualified rate to those who finance a new or used auto loan or refinance an existing auto loan from another financial institution. Must use promo code 321 when applying. 2   


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1Rates Effective: October 20, 2023. Personal Loan: Credit application is required. Must be 18 years of age or older and a member of Neighborhood Credit Union. Terms from 0 months to 60 months. Rates range from as low as 10.99% APR up to 17.99% maximum APR. Rates, terms and conditions are subject to change and may vary based on credit worthiness. Interest begins accruing the day the loan is funded. Restrictions may apply. (Repayment Example: The payment on a $10,000 loan would be $217.37 per month at a non-variable interest rate of 10.99% APR with a 60 month term. This equates to $3,042.46 over the life of the loan.) Membership required with a $25 minimum deposit. Equal Opportunity Lender.


2Rates effective: September 29, 2022. Must be 18 years or older and a member of Neighborhood Credit Union. Credit application and approval required. Rates subject to change. Equal Opportunity Lender. Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Current members and auto loans currently with Neighborhood Credit Union are not eligible for offer. Must use promo code 321 at time of application. Minimum financed loan amount of $10,000 is required. Eligible approved applicants will receive; (a) Up to 90 days no payments. Interest begins accruing the day the loan is funded. Up to 90 Days No Payments based on credit qualification, (b) $200 cash back which will be deposited into the membership establishing savings account within 30 days of loan funding, and (c) 1.00% off their qualified rate (final rate cannot be lower than 4.99% APR or lowest advertised car loan rate by Credit Union.) 4.99% APR based on excellent credit. Title fees apply to refinances. Offer subject to change and termination without notice. Other restrictions may apply. Offer expires 10/31/2022 at midnight. Offer cannot be combined with any other offer. Monthly payment example: for a $20,000 auto loan with a term of 60 months at 4.99% APR, the monthly estimated payment is $372.77. 

Who We Are 

As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage