Online banking will be unavailable on March 23rd from 11:30pm to 3:30am for routine data center maintenance. Thank you for your patience!
Neighborhood Credit Union

Identity Theft Protection

Get educated on how to protect yourself from identity theft. Here are a few resources to help you avoid being a victim.

Make sure you always file your receipts and keep good records of your spending so that you can compare your records with the bills you get from your credit cards. This is especially important during the holidays when crime is more prevalent.

Check out the following Identity Theft Protection resources:

How identity thieves GET your personal information: How identity thieves USE your personal information:
They steal wallets and purses containing your identification and credit and bank cards. They call your credit card issuer and, pretending to be you, ask to change the mailing address on your credit card account. The imposter then runs up charges on your account.
They steal your mail, including your bank and credit card statements, pre-approved credit offers, new checks and tax information. They open a new credit card account, using your name, date of birth and SSN. When they use the credit card and don’t pay the bills, the delinquent account is reported to your credit card.
They complete a “change of address form” to divert your mail to another location. They establish phone and wireless service in your name.
They rummage through your trash, or the trash of businesses, for personal data in a practice known as “dumpster diving”. They open a bank account in your name and write bad checks on that account.
They fraudulently obtain your credit report by posing as a landlord, employer or someone else who may have a legitimate need for, and legal right to, the information. They file for bankruptcy under your name to avoid paying debts they’ve incurred under your name, or to avoid eviction.
They find personal information in your home. They counterfeit checks or debit cards, and drain your bank account.
They scam you, often through email, by posing as legitimate companies or government agencies you do business with. They buy cars by taking out auto loans in your name.
They get your information from the workplace in a practice known as “business record theft” by: stealing files out of offices where you’re a customer, employee, patient or student; bribing an employee who has access to your files; or “hacking” into electronic files. They give your name to the police during an arrest. If they’re released from police custody, but don’t show up for their court date, an arrest warrant is issued in your name.