Neighborhood Credit Union

Home Improvement Loan

Planning ahead is never a bad idea, especially when you’re looking to sell your house.

Making home improvements can only help increase the value of your home when you decide to put it on the market. Let us help you along the way.

Home improvement projects that add value to your home:

    Basic updates such as fresh paint, fixing leaks, getting rid of mold.
    Adding a new bathroom.
    Remodeling the kitchen.
    Adding a deck or pool to your backyard.
    Reinsulating your home to be more energy efficient.

or call (972) 629-7896. Get started by seeing what documents are needed to apply.

Please note: When you start the application, select the “Refinance” option to apply for the Home Improvement Loan.
A hard inquiry will be applied to your credit once submitted.

When you take out a Home Improvement Loan, you will be required you to give a full description of your project along with one preferred estimate including as much detail as possible. Your application should also include individual steps to be completed during the project, along with applicable costs to each stage.

The disbursement schedule will depend on the complexity of the project. Smaller home improvement projects may benefit from a simple four step schedule, while bigger projects may require five to seven disbursements as specific parts of your project are completed and inspected.

House Exterior with swimming pool and hot tub