Due to World-Class Service training, our branches will have a delayed opening of 10:30 AM on Wednesday, June 28th. Thank you for your patience.
Neighborhood Credit Union

Home Loan Document Checklist

In order to expedite the application process, the following documents should be collected and ready for review at the time of application:

    • Salaried individuals need copies of pay stubs for the last 30 days and W-2’s for the previous two years.
    • Complete tax returns from previous two years.
    • Self Employed or Commission Based copies of the last two years corporate returns and a year to date profit and loss (P&L) statement.
    • Copies of the most recent two months statements or most recent quarterly statement for checking, savings, stocks, mutual fund accounts, retirement accounts and 401K accounts.
    • Copies of lease agreements for any rental properties. (if applicable)
    • Current Home Owners Insurance Declaration Page
    • Current Property Tax Statement
    • Current Mortgage Statement (if applicable)
    • Other documentation may be required for final approval pending Underwriting Review