Neighborhood Credit Union

Home Loan Document Checklist

In order to expedite the application process, the following documents should be collected and ready for review at the time of application:

    • Salaried individuals need copies of pay stubs for the last 30 days and W-2’s for the previous two years.
    • Complete tax returns from previous two years.
    • Self Employed or Commission Based copies of the last two years corporate returns and a year to date profit and loss (P&L) statement.
    • Copies of the most recent two months statements or most recent quarterly statement for checking, savings, stocks, mutual fund accounts, retirement accounts and 401K accounts.
    • Copies of lease agreements for any rental properties. (if applicable)
    • Current Home Owners Insurance Declaration Page
    • Current Property Tax Statement
    • Current Mortgage Statement (if applicable)
    • Other documentation may be required for final approval pending Underwriting Review