Due to World-Class Service training, our branches will have a delayed opening of 10:30 AM on Wednesday, June 28th. Thank you for your patience.
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Vehicle Loans

Save money today by allowing your #1 lender, Neighborhood Credit Union, to finance or refinance your automobile, boat, motorcycle, or recreational vehicle with rates as low as 2.65% APR*! Make No Payments for 90 Days** for a limited time when you apply today!

We care about your investment as much as you do so we also offer extensive protection on your vehicle including GAP, Warranties, Dent Protection, and Credit Protection – ask one of our Loan Officers about it today! We hope to hear from you soon. Apply online or call 972-629-7889 to apply over the phone and, if needed, use our Auto Loan Payment Calculator below. Read reviews from our satisfied members and find out why Neighborhood Credit Union is the number one choice in the Dallas-Fort Worth metroplex for all your auto loans.


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Neighborhood Credit Union Vehicle Loans

With auto loan rates starting as low as 2.65% APR*, and financing up to 72 months, we can finance the car, truck, or SUV you have always wanted.

Recreational Vehicles

Neighborhood Credit Union RV Loans

With recreational vehicle loan rates starting as low as 3.50% APR*, and extended terms available, we can finance your motorhomes, travel trailers, 5th wheels, camping trailers, and more.


Neighborhood Credit Union Motorcycle Loans

With motorcycle loan rates starting as low as 3.50% APR*, and financing for up to 60 months, we can finance your motorcycles, utility vehicles, ATVs, and more.


Neighborhood Credit Union Boat Loans

With boat loan rates starting as low as 3.50% APR*, and financing for up to 180 months, we can finance your powerboats, pontoon boats, fishing boats, sailboats, jet skis, personal watercraft, outboard motors, boat trailers, and more.


Neighborhood Credit Union Vehicle Protection Loans

Protect your auto investments with one of these great options:

• GAP Protection –
If your vehicle is declared a total loss by your insurance company due to accident, fire or theft, GAP pays up to 150% of the value of the vehicle.

• Extended warranty protection–
Additional benefits include: Roadside Assistance, Rental Vehicle Assistance, Tire Road Hazard & Trip Interruption Reimbursement

• Dent Guard –
Paintless Dent Repairs & Automobile Deductible Reimbursement. Automobile Deductible Reimbursement is a program that will reimburse your car insurance deductible up to $500 twice per year


Member Reviews

Member Reviews
Want to know what our members are saying about our car loan products and services? Read our member reviews and see for yourself.

Member Reviews
“NCU made it so easy for us to get a loan on my car, RV and personal loan.”
Nora H. Feb 2016
Member Reviews
“Very great rates! Also, very easy and friendly set up of an account.”
Clayton G. Feb 2016
Member Reviews
“I really liked the plan, I was looking the way to refinance and reduce the monthly payment.”
Ivon O. Feb 2016
Member Reviews
“The interest rates are incredibly low, I was very pleased with them.”
Caroline R. Feb 2016
Member Reviews
“I like that the interest rates are always lower than traditional banks; I like that I can have all my accounts established at one website (I have with NCU checking, savings, 2 auto loans, 1 travel trailer loan, and a credit card account).”
Deanna C. Feb 2016







Auto Loan Resources

Electronic Loan Payment Center

Apply online any time or call our Lending Department at 972.629.7889 during our hours of operation:
Monday – Thursday: 8:00 a.m. – 5:00 p.m.
Friday: 8:00 a.m. – 6:00 p.m.

*APR=Annual Percentage Rate. With approved credit. Rate subject to change.

**Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union.

Calculator Notice: Information and interactive calculators are made available to you as self-help tools for your personal independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.