Neighborhood Credit Union

Checking Accounts Neighborhood Credit Union Dallas

Checking Accounts Neighborhood Credit Union Dallas

World-Class Service. Neighborhood Convenience.

We exist solely to meet the needs of our members.

Checking accounts, online banking, and mobile services designed for you. Prioritizing security and convenience.

 

Online and Mobile Banking Neighborhood Credit Union Dallas

 

Kasasa® Cash Kasasa® Tunes
Monthly Service Fees Free Free
Minimum Opening Deposit $100 $25
Nationwide ATM Withdrawal
Fee Refunds 6
icon icon
High Yield Interest Up to 2.50% APY 4
Online & Mobile Banking icon icon
MyNCU Rewards icon icon
iTunes® / Amazon® Rewards Up to $5 in monthly refund credits 7
 
Compare Kasasa Checking Accounts at Neighborhood Credit Union

Choose the account that’s right for you

Kasasa Cash Checking Account Neighborhood Credit Union Dallas

 

Kasasa® Cash

Free checking that pays! Earn high interest rewards monthly with no minimum balance.
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Kasasa Tunes Checking Account Neighborhood Credit Union Dallas

 

Kasasa® Tunes

This account rocks! Earn monthly shopping rewards with no minimum balance.
Learn More

Kasasa Black Logo

Kasasa® Cash Rewards

  • Earn 2.50% APY interest on up to $50,000 account balance 4
  • ATM withdrawal fee refunds 6
  • No minimum balance required
  • Must meet requirements during Monthly Qualification Cycle 2

Kasasa® Cash Account Benefits

  • Free checking
  • Courtesy Pay up to $1,100 0
  • Opening deposit minimum: $100
  • Earn a minimum of 0.01% APY interest 4

To Qualify for Rewards

Complete the following requirements each month to qualify for 2.50% APY interest and ATM withdrawal fee refunds: 4
  • Fifteen (15) individual or combined debit or credit card transactions of $5.00 or more post or settle (excluding ATM transactions)
  • AND one (1) automatic payment or direct deposit post and settle
  • AND go paperless! Sign up and agree to receive E-Statements and decline paper statements

Kasasa Black Logo

Kasasa® Tunes Rewards

  • ATM withdrawal fee refunds 6
  • Earn $25 iTunes® or Amazon® credit upon initial account opening 7
  • Earn $5 every month in iTunes® or Amazon® credit 7
  • No minimum balance required
  • Must meet requirements during Monthly Qualification Cycle 2

Kasasa® Tunes Account Benefits

  • Free checking
  • Courtesy Pay up to $850 0
  • Opening deposit minimum: $25

To Qualify for Rewards

Complete the following requirements each month to qualify: 8
  • Fifteen (15) individual or combined debit or credit card transactions of $5.00 or more post or settle (excluding ATM transactions)
  • AND go paperless! Sign up and agree to receive E-Statements and decline paper statements

Online Banking MyNCU Mobile App Neighborhood Credit Union Dallas

All Neighborhood Credit Union checking accounts feature:

Biometric Security MyNCU Mobile App Neighborhood Credit Union Dallas

 

Biometric Security

Log in to the MyNCU Mobile app using your eyes with Eyeprint ID®, or use your fingerprints for Android Fingerprint or Apple Touch ID®.
Mobile Deposit MyNCU App Neighborhood Credit Union Dallas

 

Mobile Deposit

Conveniently deposit your check through your MyNCU Mobile App with the click of a button.
PopMoney MyNCU App Neighborhood Credit Union Dallas

 

PopMoney

Sending money is as easy as sending a text message or email.

Allpoint Surcharge-Free ATM Network Neighborhood Credit Union Dallas

 

Surcharge-Free ATMs

The Allpoint ATM Network allows our members the ability to withdraw cash at over 50,000 ATMs nationwide without charging an ATM fee
Co-Op Shared Branching Neighborhood Credit Union Dallas

 

Shared Branching

Easily access your accounts with over 6,100 nationwide locations from which to do deposits and withdrawals in the lobby.
Courtesy Pay Overdraft Neighborhood Credit Union Dallas

 

Courtesy Pay

Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions. 0

Visa® Debit & ATM Card

The Neighborhood Credit Union debit card can be used everywhere Visa debit cards are accepted, with the added security of the EMV chip. 9

 

VISA Debit ATM Card Neighborhood Credit Union Dallas

 


Contact Us

Call Neighborhood Credit Union Dallas

214.748.9393

Mon – Thur: 9 am – 5 pm
Fri: 9 am – 6 pm
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or locate an ATM.

1APY = Annual Percentage Yield.

2Monthly Qualification Cycle = a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account.

3Annual Percentage Yields accurate as of 03/01/2017. Rates may change after account is opened. Minimum to open is $100.

4APY = Annual Percentage Yield. If qualifications are met each Monthly Qualification Cycle: 2.50% Annual Percentage Yield up to $50,000 account balance if qualifications are met, 0.20% interest rate resulting in 2.50 – 0.97% Annual Percentage Yield on balances over $50,000 if qualifications are met. All balances earn 0.01% Annual Percentage Yield if qualifications are not met. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household.

5Qualifications for Kasasa Cash 2.50% Annual Percentage Yield: 1.Fifteen (15) individual or combined debit card or credit card transactions of $5.00 or more post and settle (excluding ATM transactions); AND 2. Have at least one (1) automatic payment or direct deposit post and settle; AND 3.Sign up and agree to receive E-Statements and decline paper statements.

6Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed and credited to account on the last day of Monthly Statement Cycle.

7You will be refunded up to $25 for iTunes® and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to the account on the last day of the statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with the debit card or credit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during the monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Fees may reduce earnings. Limit one account per Social Security Number.

8Qualifications for Kasasa Tunes monthly rewards: 1. Fifteen (15) individual or combined debit card or credit card transactions of $5.00 or more post and settle per qualification cycle (excluding ATM transactions); AND 2. Receive eStatements and decline paper statements.

9You may use your checking account VISA Debit Card to initiate both VISA debit transactions and non-VISA debit transactions without using a personal identification number (PIN) to authenticate the transactions. To initiate a VISA debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a VISA network. To initiate a non-VISA debit transaction, you may enter a PIN at a point-of sale terminal or, for certain bill payment transactions, provide the account number for an e-commerce or mail/telephone order transaction after clearly indicating a preference to route it as a non-VISA transaction. We have enabled non-VISA debit transaction processing on the CU24, Accel, Pulse and Plus network(s). The rights and protections applicable only to VISA debit transactions, including additional consumer liability limits and streamlined error resolution procedures, as described in your Electronic Fund Transfers Agreement and Disclosure will not apply to transactions processed through non-VISA networks. Please contact NCU with any questions you may have regarding this notice.

0Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Disclosure here.

View the Truth-In-Savings Disclosure