Neighborhood Credit Union

Free Kasasa Checking

Congratulations! You’re ready to open your free Kasasa account with your scratch-off prize! Please be sure to write down your Promo Code as you will be asked for it during the account opening process.

Neighborhood Credit Union gives our members two choices when it comes to free Kasasa Checking with rewards you actually want!

Kasasa Cash Account Features

  • No Monthly Fees
  • Earn 2.50% APY* on your balance
  • Nationwide ATM withdrawal fee refunds*
  • Mobile Banking and Mobile Deposit
  • No minimum balance to earn rewards

All Kasasa Cash checking accounts earn 0.01% APY.

To earn 2.50% APY* interest and Nationwide ATM withdrawal fee refunds, complete the following for each qualification cycle:

  • Fifteen (15) individual or combined debit card or credit card transactions of $5.00 or more post and settle (excluding ATM transactions)
  • One (1) automatic payment or direct deposit post and settle
  • Sign up and agree to receive E-Statements and decline paper statements

Open Now

 


Kasasa Tunes Account Features

  • No Monthly Fees
  • Earn $5 in iTunes & Amazon rewards monthly**
  • Nationwide ATM withdrawal fee refunds**
  • $25 credit for iTunes or Amazon for opening account
  • Mobile Banking and Mobile Deposit
  • No minimum balance to earn rewards

To get $5 in free iTunes downloads or Amazon rewards every month, just complete these easy steps each qualification cycle:

  • Fifteen (15) individual or combined debit card or credit card transactions of $5.00 or more post and settle (excluding ATM transactions)
  • Sign up and agree to receive E-Statements and decline paper statements

Open Now

 

If you prefer to open your new Kasasa account at one of our convenient branch locations, we would love to meet you in person! Please remember to bring your scratch off Promo Code to receive your account opening cash reward. 

 

*APY=Annual Percentage Yield. APYs accurate as of 5/1/2015. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.50%; and (3) balances over $25,000 earn 0.20% dividends on portion of balance over $25,000, resulting in 2.50% to 0.66% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household. Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. See Fee Schedule.

**The minimum to open account is $25. You will be refunded up to $25 for iTunes® and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to the account on the last day of the statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with the debit card or credit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Fees may reduce earnings. Limit one account per SSN. Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. See Fee Schedule.

Text-to-Win Rules: Our credit union will provide a $50-200 account opening bonus to people 18+ years of age who open and fund a new Kasasa Cash account during the timeframe beginning November 15, 2016 through December 31, 2016. Bonuses are chosen at random. The number of winners is limited. This bonus will be deposited into your new Kasasa account within 7 days of account opening and will be treated as dividends for IRS (Form 1099-INT) reporting purposes. This bonus cannot be used towards your opening deposit. $100 minimum deposit is required to open the account. No minimum account balance following the initial deposit. Limit 1 account(s) per household and one account opening bonus per account per calendar year. Existing Neighborhood Credit Union members with Kasasa accounts are not eligible for the account opening bonus. If your Kasasa Cash account is closed within 3 months of account opening, we will deduct the account opening bonus at closing. Account opening bonus will not be paid if accountholder switches into one Kasasa account from another Kasasa account that offered an account opening incentive to open the initial Kasasa account.

Additional Information: Qualifications and rewards may vary by account. Any new accounts or memberships are subject to approval by the credit union. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly Direct Deposit/ACH credit, receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact a credit union service representative for additional information, details, restrictions, reward calculations, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa is a trademark of Kasasa, Ltd., registered in the U.S.A.

Account approval, qualifications and rules apply. Contact Neighborhood Credit Union for details. Federally insured by NCUA