
Neighborhood Credit Union is the only credit union in the Dallas area to offer Kasasa Checking.
Kasasa® Free Checking
It’s a new way to bank.
Kasasa® Cash Checking Account Features

No Monthly Fees
Earn 2.50% APY* on your balance
Nationwide ATM withdrawal fee refunds*
Mobile Banking and Mobile Deposit
Overdraft Protection (Courtesy Pay) up to $1,100
No minimum balance required to earn rewards
- Fifteen (15) individual or combined debit card or credit card transactions of $5.00 or more post and settle (excluding ATM transactions)
- One (1) automatic payment or direct deposit post and settle
- Sign up and agree to receive E-Statements and decline paper statements
Kasasa® Tunes Checking Account Features

No Monthly Fees
Earn $5 in iTunes & Amazon rewards monthly**
Nationwide ATM withdrawal fee refunds*
$25 credit for iTunes or Amazon for opening account
Mobile Banking and Mobile Deposit
Overdraft Protection (Courtesy Pay) up to $850
No minimum balance required to earn rewards
- Fifteen (15) individual or combined debit card or credit card transactions of $5.00 or more post and settle (excluding ATM transactions)
- Sign up and agree to receive E-Statements and decline paper statements
MyNCU Mobile

about Kasasa®!
The Winning Combination
Our Prize Savings Account pays interest AND the chance to win monthly prizes including an annual Grand Prize of $49,999!
View the Rates and Fees Schedule
Kasasa® Checking Accounts Questions? Click here for FAQs
View the Truth-In-Savings Disclosure
*APY=Annual Percentage Yield. APYs accurate as of 3/1/2017. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $50,000 receive APY of 2.50%; and (3) balances over $50,000 earn 0.20% dividends on portion of balance over $50,000, resulting in 2.50% to 0.66% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household. Courtesy Pay is available to qualified members following the qualification period and overdraft fees apply. See Fee Schedule.
**The minimum to open account is $25. You will be refunded up to $25 for iTunes® and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to the account on the last day of the statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with the debit card or credit card associated with your Kasasa® Tunes account. Qualifying transactions must post to and settle the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Fees may reduce earnings. Limit one account per SSN. *Courtesy Pay is available to qualified members following the qualification period and overdraft fees apply. See Fee Schedule.