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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Holiday Personal Loan Special


Thankful for You

Now until December 31st, enjoy 1% off our lowest personal loan rate*
on a 12-month term Holiday Loan.
 

Why Choose Neighborhood Credit Union?

Apply Online in Under 10 Minutes
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Short-Term Loan at 12 Months
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Always Better Rates than Big Banks
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Find What Works Best for You

Get 1% off a 9.99% APR


Holiday Personal Loan
12-month term
Offer ends December 31, 2022
Take care of holiday shopping, consolidate debt, and more.
Must use promo code HOLIDAY when applying

  

*Credit approval required for loan. Member receives 1% APR below lowest unsecured personal loan rate as advertised onmyncu.com/rates. Must be 18 years or older to participate. Loan has a 12 month term. Interest begins accruing the day theloan is funded. Offer for a limited time only and expires 12/31/2022 at midnight. Cannot be combined with other offers.Other restrictions may apply.

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Refer a Friend, Earn $100 Cash

Through our Member Referral Program, whenever you refer a new or existing member to Neighborhood CU for an Auto or Personal loan, you can receive $100.00 when the loan has been funded!




Get More with Neighborhood Credit Union

GreenPath Financial Wellness
With free access to money management and financial education services, GreenPath is a non-profit that partners with you to achieve your financial goals.
 
 
Courtesy Pay
Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.


Shared Branching
Easily access your accounts with over 6,100 nationwide Co-Op locations from which to do deposits and withdrawals in the lobby. 


Surcharge-Free ATMs
The MoneyPass and Allpoint ATM Networks allows our members the ability to withdraw cash at over 90,000 ATMs nationwide without a surcharge fee.


Set Up Direct Deposit
Neighborhood CU makes it easy to switch banks. Easily, quickly, and securely set up your direct deposit and automatic payments in one single step.


Earn Cash, Refer Friends
Whenever you refer family or friends who do not have a membership with us you'll receive $25.00* when they open a new member checking account.


Explore Neighborhood Credit Union Products

From banking to borrowing, we have everything you need.
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Kasasa Cash Back Checking

Earn cash back rewards with no minimum balance.

Frequently Asked Questions

There are! Visit our Personal Loans page to find what you're looking for.
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if: you live or work in Dallas County, Ellis County, Denton County, Collin County, or the city of Arlington; live or work within a 10 mile radius of the CoppellGrand Prairie, or Highland Village branches; employed by or retired from a company served by Neighborhood CU, or become a member of the American Consumer Council.

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window) and convenience services(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have 13 locations in the DFW Metroplex(Opens in a new Window).
Applying is easy! Quickly apply online or give us a call at 214.748.9393 extension 2601. We will be happy to assist you. Must use promo code HOLIDAY when applying.

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves the entire state of Texas with over 56,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.