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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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New Year Loan Special

Cheers to a new year! Get
1.00% APR OFF*

your qualified auto loan rate.

*Must be 18 or older and become a member of Neighborhood Credit Union. Credit application and approval required. Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible applicants will be offered 1.00% off their qualified rate (final rate cannot be lower than 2.69% APR or lowest advertised car loan rate by Credit Union.) Title fees apply to refinances. Offer subject to change and termination without notice. Other restrictions may apply. Offer valid for a limited time.

New or Refinance Auto Loan Rates

as low as 2.69% APR

Make no payments for up to 120 days²
1.00% offer will automatically be applied; rate can not be lower than 2.69%* 
Calculate your potential auto payment

APR = Annual Percentage Rate. Rate as low as 2.69% APR based on creditworthiness and is subject to change. Rates effective as of March 18, 2020.
²Must be 18 years or older. Credit qualifications and application required. Rates subject to change. To be eligible for 120 Days No Payments applicant must have a credit score of 700 or above. Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union.

 More Opportunities to Save this New Year

Consolidate Your Debt

as low as 7.49% APR1

Combine multiple loans into one monthly payment.
Get out of your debt cycle this new year!

0.0% APR for 6 Months³

on all credit card balance transfers

No balance transfer fees.
Now for a limited time.

¹Debit consolidation loans based on credit qualification and approval. Credit application required. Must be 18 years old to apply. Rates subject to change. Equal Opportunity Lender.
³Enjoy 0.0% APR for 6 months on all credit card balances transferred from a non-Neighborhood Credit Union credit card to the Neighborhood Credit Union Platinum or Rewards credit cards. Must be 21 years or older to participate in balance transfer offer. Minimum of $100 for balance transfer. Participant must have sufficient available credit on their Neighborhood Credit Union Credit Card Account to accommodate balance amount being transferred. Participant will receive 0% APR on balances transferred and posted to their Neighborhood Credit Union Credit Card Account for six months which begins the day the amount is posted and settled to the member's Neighborhood CU Credit Card Account. Balances must be transferred, posted and settled to the member's Neighborhood CU Credit Card Account February 28, 2021 to take advantage of offer. 0% APR not valid on purchases or cash advances. Offer subject to change at any time.

Refer a Friend, Earn Cash

Through our Member Referral Program, whenever you refer a new or existing member to Neighborhood Credit Union for an Auto or Personal loan, you can receive $100.00 when the loan has been funded!

Auto Loan Calculator

What are you looking to finance?
How's your credit?
You are using this tool based on your self-assessment of your credit worthiness. If you submit an application for auto financing, the terms will depend on Neighborhood Credit Union's evaluation of your credit worthiness. The terms of your qualification may vary from the estimates in your self-assessment. You may be declined once Neighborhood Credit Union reviews your credit information.
How much would you like to finance?
The maximum Amount Financed may vary depending on the value of the vehicle you select, and may also be subject to verification of your income. This amount may include the sales price of the vehicle, applicable taxes and fees, and any optional warranty or insurance products, should you choose to purchase them.
Preferred Term Length (months)
Length of time (in months) over which you would like to repay the amount financed.
This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. For informational purposes onle. Actual terms will vary. This calculator is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Neighborhood Credit Union product or service to your unique circumstances.
Estimated Monthly Payment
Estimated APR²
Terms in Months

Apply Now
This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. This auto loan calculator is for informational and hypothetical purposes only. Actual terms will vary and the final annual percentage rate may differ from the annual percentage rate in the above results and are subject to credit approval. This auto loan calculator is not intended to provide legal, investment, or financial advice and does not assure the availability of or your eligibility for any specific product offered by Neighborhood Credit Union. The terms and conditions of products offered by institutions will differ and may affect the results of the auto loan calculator. Please consult with qualified professionals to discuss your situation.

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From banking to borrowing, we have everything you need.
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Kasasa Cash Back Checking

Earn cash back rewards with no minimum balance.


Applying with Neighborhood Credit Union is easy! Quickly apply online or give us a call at 214.748.9393 extension 2601. We will be happy to assist you with your car buying experience.
At the time of application, we do not require any documentation. After your application request is reviewed we may need additional documents such as a copy of your driver’s license, buyer’s order, insurance, proof of income, etc.
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if: you live or work in Dallas County, Ellis County, Denton County, Collin County, or the city of Arlington; live or work within a 10 mile radius of the CoppellGrand Prairie, or Highland Village branches; employed by or retired from a company served by Neighborhood CU, or become a member of the American Consumer Council.

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window) and convenience services(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have 13 locations in the DFW Metroplex(Opens in a new Window).
Applying is easy! Quickly apply online or give us a call at 214.748.9393 extension 2601. We will be happy to assist you.