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Neighborhood Credit Union has a New Rewards Credit Card

Neighborhood Credit Union has a New Rewards Credit Card

Published December 5, 2019

We at Neighborhood Credit Union have listened, and we are excited to announce our cash back Rewards Credit Card has launched! 

What is the Rewards Credit Card?

Joining the Neighborhood Credit Union products is the Cash Rewards Visa Credit Card. With 1.50% cashback on purchases,¹ this will be the first cash back rewards credit card that Neighborhood Credit Union has offered. Enjoy no balance transfer fees, no annual fees, a variable interest rate, and cash back on all purchases every day.  

For example if your monthly bills look like the following²: 
  • Mobile/Cell Phone - $173.12 ($2.60 cash back)
  • Car Insurance - $238.66 ($3.50 cash back)
  • Groceries - $700.00 ($10.50 cash back)
  • Fuel - $120.00 ($1.80 cash back)
  • TV/Internet - $96.00 ($1.44 cash back)
  • Utilities - $240.00 ($3.60 cash back)
After taking care of your monthly bills, that’s $23.44 cashback. That's enough for pizza night on Friday, or popcorn and a ticket to the movies! 

How is This Different from the Existing Platinum Credit Card?

The Platinum credit card has an introductory rate of 3.99% for 6 months then has a variable interest rate of 10.00-18.00%, while the Rewards credit card has 1.50% cash back on all purchases and has a variable interest rate of 12.75-18.00%.

How to Apply

You can apply for the Cash Rewards Visa Credit Card by visiting any of our locations or by visiting Rewards Credit Card and apply online. ProTip on avoiding interest: our due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For more details on Neighborhood Credit Union, credit cards take a look at our Visa Rewards Guide to Benefits. 

Who We Are

As an active part of the community for 90 years, Neighborhood Credit Union is a not-for-profit financial organization with locations in Collin, Dallas, Denton and Ellis counties, as well as the city of Arlington. Located all across North Texas and assets topping $715 million, Neighborhood Credit Union has a continuously growing membership of 56,000. For more information, call (214) 748-9393 or visit

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Explore News & Events for more updates on what's happening in your community and at the credit union.
Bird eye view of a laptop, succulents, and a Neighborhood Credit Union rewards Credit Card on a lightly stained wooden table.

¹APR based on creditworthiness. Rates are subject to change. APR will vary and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Additional limitations, terms and conditions may apply.
²Monthly bills and cash back totals are estimations and for illustrative purposes only.