Auto Rates as Low as 1.99% APR at Neighborhood Credit Union
Right now, Neighborhood Credit Union offers some of the lowest loan rates in the North Texas area. Enjoy auto loan rates as low as 1.99% APR1 when you apply for a new auto loan or refinance your current vehicle.
Apply Online for a New Car Purchase or Auto Refinance
$100 Cash Bonus or 1.00% of Your Qualified Rate
Make No Payments Until 2021
Current Neighborhood Credit Union Auto Rates
|Loan Term||Interest Rate|
|Auto Purchase or Refinance|
|60 months or less||As low as 1.99% APR|
|72 months||As low as 2.65% APR|
2 Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible approved applicants will be offered either 1.00% off their qualified rate (final rate cannot be lower than 1.99% APR) or $100 will be deposited into the membership savings account within 30 days of loan funding. Title fees apply to refinances. Offer subject to change and termination without notice. Other restrictions may apply. Offer valid until April 30, 2021.
3 Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union. Up to 120 Days No Payments based on credit qualification. Offer valid for a limited time.
Who We Are
As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage.