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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

0.0% Balance Transfer

Now through March 31, 2020, you can now enjoy 0.0% APR* for 6 Months on all external credit card balance transfers with Neighborhood Credit Union. 

What is 0.0% APR Balance Transfer? 
A balance transfer is moving one balance from one account to another and typically to a different institution. You still have to pay the debt of what you owe but at a much better rate. This is a great option for someone who is wanting to save on interest and pay off the balance faster. 

Why should I do a balance transfer? 
Doing a balance transfer is a great way to consolidate your debt, or pay off one credit card balance at a better rate. Right now till March 31, 2020, you can make a transfer with no balance transfer fee and 0.0% APR for 6 months. 

Neighborhood Credit Union Credit Cards
Currently, Neighborhood Credit Union has two credit cards: a Platinum Credit Card and a Cash Rewards Credit Card.

  • Platinum credit card has an introductory rate of 3.99% for 6 months then has a variable interest rate of 10.00-18.00%. 
  • Cash Reward credit card has 1.5% cashback on all purchases and has a variable interest rate of 12.50-18.00%.  
    Whichever Neighborhood Credit Union credit card is best for you, you’ll love having 0.0% APR for 6 months. 

 Who We Are
As an active part of the community for 90 years, Neighborhood Credit Union is a not-for-profit financial organization with locations in Collin, Dallas, Denton and Ellis counties, as well as the city of Arlington. Located all across North Texas and assets topping $715 million, Neighborhood Credit Union has a continuously growing membership of 56,000. For more information, call (214) 748-9393 or visit

†Enjoy 0.0% APR for 6 months on all credit card balances transferred from a non-Neighborhood Credit Union credit card to the Neighborhood Credit Union Platinum or Rewards credit cards. Must be 21 years or older to participate in balance transfer offer. Minimum of $100 for balance transfer. Participant must have sufficient available credit on their Neighborhood Credit Union Credit Card Account to accommodate balance amount being transferred. Participant will receive 0% APR on balances transferred and posted to their Neighborhood Credit Union Credit Card Account for six months which begins the day the amount is posted and settled to the member's Neighborhood CU Credit Card Account. Balances must be transferred, posted and settled to the member's Neighborhood CU Credit Card Account by March 31, 2020 to take advantage of offer. 0% APR not valid on purchases or cash advances. Offer subject to change at any time.

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