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Back to School Loans at Neighborhood Credit Union

Published August 1, 2023

As summer draws to a close, it's time to start thinking about the upcoming school year. We understand that preparing for the new academic session can be financially challenging for many families. That's why we're thrilled to offer personal loans to help you get back to school ready at Neighborhood Credit Union. With our lowest rates of 10.991 and the flexibility of up to 90 days2 before your first payment, we're here to make your back-to-school expenses more manageable than ever!

Benefits of Our Back-to-School Loan:

  • Low Personal Loan Rates: Our Personal Loans offers some of the most competitive interest rates in town and right now you can enjoy rates as low as 10.99% APR. We believe that feeling prepared for the new school year should be accessible to all, and we've designed this loan to help you bridge any financial gaps while ensuring affordability. 
  • Get Back to School Ready Stress Free: We understand that managing your finances during the back-to-school season can be challenging. That's why we offer up to 90 days before your first payment is due. This grace period allows you to take care of immediate expenses while giving you time to adjust to your new financial obligations.
  • Easy Application Process: Applying for our Back-to-School Loan is quick and easy. Our online application process ensures that you spend less time filling out information and more time focusing on preparing for the school year ahead. We're here to make your experience as hassle-free as possible.
  • Customized Loan Amounts: We know that each student's educational needs may vary. Whether you need funds for textbooks, school supplies, technology, or tuition fees, our Back-to-School Loan offers customized loan amounts tailored to fit your specific requirements. 
Don't let financial constraints hold you back from starting the school year on the right foot. Take advantage of our Back-to-School Loan at Neighborhood Credit Union and ensure a smooth transition into the new academic session. With our lowest personal loan rates and up to 90 days before your first payment, you can focus on what matters most: preparing for a successful year of learning. Contact us today or visit our website to learn more about this exciting opportunity and get ready to gear up for an amazing school year! 

1Personal Loan: Credit application is required. Must be 18 years of age or older and a member of Neighborhood Credit Union. Terms from 0 months to 60 months. Rates range from as low as 10.99% APR up to 17.99% maximum APR. Rates, terms and conditions are subject to change and may vary based on credit worthiness. Interest begins accruing the day the loan is funded. Restrictions may apply. (Repayment Example: The payment on a $10,000 loan would be $217.37 per month at a non-variable interest rate of 10.99% APR with a 60 month term. This equates to $3,042.46 over the life of the loan.) Membership required with a $25 minimum deposit. Equal Opportunity Lender. 
2 Interest begins accruing the day the loan is funded. Offer valid for a limited time only. 

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Who We Are 

As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage