Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Neighborhood Credit Union
Routing #311079270
Close search

What can we help you find?

Routing #311079270
Apply For LoanLoans
Close online banking

Online Banking

Routing #311079270

Smiling couple sitting on truck tailgate with their dog

2% Off Your Auto Loan at Neighborhood Credit Union

November 26, 2021

Neighborhood Credit Union wants to lock in lower-than-low auto loan rates for Texans who finance a new loan during the holiday season. Until December 31, 2021, get an additional 2% off your qualified auto loan rate when you finance a new auto loan or refinance an existing auto loan from another financial institution. 

Auto Loan Rates at Neighborhood Credit Union

Neighborhood Credit Union offers auto loan rates as low as 6.49 annual percentage rate on new and used vehicles. Please note that during the 2% off promotion, rates cannot go lower than 6.49.  
  • 60 months or Less: as low as 6.49 APR
  • 72 months: as low as 7.49APR

120 Days No Payments on Your Neighborhood Credit Union Auto Loan  

Once you have applied for your auto loan at Neighborhood Credit Union, no need to worry about making that first payment. Enjoy up to 120 days of no payments!2 That’s four months of driving your new car without having to make a payment. It is the perfect time to knock out any holiday shopping, bulk up your savings, or apply that extra payment to other bills.

Apply for an Auto Loan Online

You can easily apply for an auto loan at Neighborhood Credit Union from your phone, computer, or tablet. Apply from the comfort of wherever you are in less than 10 minutes! If you would rather talk to a loan officer by phone, you can dial 214-748-9393 extension 2601.  

¹Rates effective March 22, 2021. APR = Annual Percentage Rate. Must be 18 or older and become a member of Neighborhood Credit Union. Credit application and approval required. Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible applicants will be offered 2.00% off their qualified rate (final rate cannot be lower than 1.99% APR or lowest advertised car loan rate by Credit Union.) Title fees apply to refinances. Rates and offer subject to change and termination without notice. Other restrictions may apply. Offer available until December 31, 2021. ²Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union. 

Catch Up on More News

Explore News & Events for more updates on what's happening in your community and at the credit union.

Who We Are 

As an active part of the community for 92 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage