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Vacation Loans at Neighborhood Credit Union

Published May 1, 2022 

Starting May 1, 2022 until June 30, 2022, you can apply for a Vacation Personal Loan at Neighborhood Credit Union and enjoy a fixed rate of 6.99% APR for 12 months and up to 90 days of no payments.1

Vacation Personal Loan at Neighborhood Credit Union  

With a 12-month term at 6.99% APR, you can enjoy a fixed payment that will make your pay-off plan a breeze, allowing you to unwind while on your much-needed getaway. Apply for your Vacation Personal Loan here.

What is a Vacation Loan?

A vacation loan is a type of personal loan used to help assist with the cost of travel. From road trips to flying to cruising to your dream destination, you'll be covered with a vacation loan. You can also use a vacation loan to pay for hotel bookings, bus fares, shuttles, park passes, dining out, and more to help you have the trip of your dreams.    

Drive to You Destination with a Neighborhood Credit Union Auto Loan 

Not only can you snag a Vacation Personal Loan at a low rate of 6.99% ARP, but you can also drive to your destination with a new or refinanced auto loan at Neighborhood Credit Union with rates as low as 2.49% APR.2  

Current Auto Loan Rates at Neighborhood Credit Union:
Rates Effective: March 22, 2022.All rates quoted are Annual Percentage Rates (APR). Rates subject to change. With approved credit.

Loan Terms
Interest Rate
Auto Purchase or Refinance
60 months or less As low as 3.19% APR
72 months As low as 3.69% APR
Other Vehicle Loans or Refinance (RV, Boat, Motorcycle)

60 months or less As low as 3.94% APR
72 months As low as 4.44% APR
Apply for a Neighborhood Credit Union auto loan today

Credit Score at Neighborhood Credit Union

While Neighborhood Credit Union won't use the service Credit Score to determine loan eligibility, Credit Score can show members estimated savings opportunities on new and existing loans.3 The final rate, term, monthly payment, and other factors will be determined at the time of application. 

1 6.49% APR based on credit approval. Loan application and credit approval required for loan. Must be 18 years or older to participate. Loan has a 12 month term. Interest begins accruing the day the loan is funded. Offer for a limited time only and expires 07/31/2021 at midnight. Promo code VACAY must be input on application. Must be a member of Neighborhood Credit Union.
2 ​​Must be 18 years or older and a member of Neighborhood Credit Union. Credit application and approval required. Lowest advertised rate is dependent on excellent credit. Rates subject to change. Equal Opportunity Lender
3 Enrollment in Credit Score is optional. Credit information retrieved is considered a "soft pull" and does not affect your credit score. The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money. Data is not used for loan approval purposes or for determining loan rates with Neighborhood CU. Rates and approvals for loans are based on application and approval provided at the time of a loan application. The credit score found in the credit report may be different than the score displayed in Credit Score. Offers presented within Credit Score are not offers to lend nor are they guarantees of a rate you will receive. Terms, conditions, and offers are subject to change at anytime. Credit Score is powered by SaavyMoney (Privacy Policy) and reflects the VantageScore 3.0 from TransUnion.

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Who We Are 

As an active part of the community for 92 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, and Ellis counties, as well as the city of Arlington. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of 60,000. For more information, call (214) 748-9393 or visit our homepage