Get Back to School Ready with a Neighborhood Credit Union Personal Loan
Personal Loan Rates
Rates Effective: October 2, 2023. Personal Loan: Credit application is required. Must be 18 years of age or older and a member of Neighborhood Credit Union. Terms from 0 months to 60 months. Rates range from as low as 8.99% APR up to 17.99% maximum APR. Rates, terms and conditions are subject to change and may vary based on credit worthiness. Interest begins accruing the day the loan is funded. Restrictions may apply. The payment on a $10,000 loan would be $207.50 per month at a non-variable interest rate of 8.99% APR with a 60 month term. This equates to $2,449.41 over the life of the loan. Membership required with a $25 minimum deposit. Equal Opportunity Lender.
|Unsecured Line of Credit|
|36 months or Less||As low as 10.99% APR|
|Unsecured Personal Loans|
|36 months or less||As low as 10.99% APR|
|37-60 months||As low as 11.49% APR|
|Quick Cash Loan||Fixed rate of 28.00% APR|
|Overdraft Loan||Fixed rate of 18.00% APR|
|Projects Plus Home Loan||View Rates|
Credit Score at Neighborhood Credit Union
Refer a Friend, Earn Cash
2Member is paid $100 for loan referral after the referred loan has been funded. Auto loans must be a minimum of $15,000 and Personal loans must be a minimum $5,000. Offer excludes existing loans financed through Neighborhood Credit Union and cannot be combined with any other new member referral offers. Offer subject to change without notice. Additional restrictions may apply. Federally Insured by NCUA.
Who We Are
As an active part of the community for 92 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage.