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Routing #311079270
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Routing #311079270

Get $100 Cash Back or 1% Your Qualified Rate

Published September 1, 2022 

For the entire month of September, Neighborhood Credit Union is giving away a $100 cash for gas or 1% off your qualified rate to those who finance a new or used auto loan or refinance an existing auto loan from another financial institution.*

Auto Loan Rates at Neighborhood Credit Union

Currently, Neighborhood Credit Union offers auto loan rates as low as 5.99% annual percentage rate on new and used vehicles. We even offer loan terms up to 72 months!1  

  • 60 months or Less: as low as 5.99 APR
  • 72 months: as low as 6.25 APR

Make No Payments Until 2023

Once approved, you can sit back and relax and enjoy no payments for up to 120 days.2 With this extended time of no payments, you can prepare for the upcoming holidays, travel, or use the opportunity to better your saving habits! Enjoy no payments for the rest of the year. 

Apply for an Auto Loan Online

Apply for a vehicle loan at Neighborhood Credit Union from wherever you are in less than 10 minutes on your laptop, tablet, or phone. If you would rather talk to a loan officer by phone, you can dial 214-748-9393 extension 2601. 

*Rates effective: September 1, 2022. Must be 18 years or older and a member of Neighborhood Credit Union. Credit application and approval required. Rates subject to change. Equal Opportunity Lender. . Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Must use promo code CASH or 1% at time of application. Minimum financed loan amount of $10,000 is required. Eligible approved applicants will receive $100 cash back which will be deposited into the membership establishing savings account within 30 days of loan funding. $100 cash credit does not have to be applied to the purchase of fuel for any vehicle. Eligible applicants will be offered 1.00% off their qualified rate (final rate cannot be lower than 5.99% APR or lowest advertised car loan rate by Credit Union.)  Title fees apply to refinances. Offer subject to change and termination without notice. Other restrictions may apply. Offer expires 09/30/2022 at midnight.

Must be 18 years or older and a member of Neighborhood Credit Union. Credit application and approval required. Rates subject to change. Equal Opportunity Lender.

2Must be 18 years or older. Credit qualifications and application required. Rates subject to change. To be eligible for up to 120 Days No Payments applicant must have a credit score of 700 or above. Up to 120 days no payments based on credit qualification. Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union.

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Who We Are 

As an active part of the community for 92 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage