Neighborhood Credit Union

Courtesy Pay

To opt-in for the Courtesy Pay privilege for ATM and debit transactions, please review the Courtesy Pay Disclosure and take one of the following steps:

  • Click here for the Courtesy Pay Opt-In Form. Submit it securely online, or complete the form and bring it to your nearest branch, or mail to Member Services at Neighborhood Credit Union, P.O. Box 803476 Dallas, TX 75380-3476.
  • Stop by your branch and complete the form in person.
  • Call our Member Service Center and we will mail or fax the form to you. You can then return the form to us via mail, fax (see number above), or at the branch.

Courtesy Pay is a convenient tool for many of our members and we appreciate the fact that you took the time to complete the required form.

Protect your checking account with our Courtesy Pay service!

Sometimes things don’t go as we plan, and that can mean not having enough funds in our checking account to cover a retail transaction. If that happens it can be embarrassing, not to mention costly, when it comes to merchant fees. To help members avoid this occasional problem, Neighborhood Credit Union offers Courtesy Pay.

Qualifications for Courtesy Pay

Courtesy pay can be applied to any Neighborhood Credit Union checking account. See the table below for specifics. Please note that we may discontinue covering overdrafts through Courtesy Pay at any time without notice.

Kasasa
Cash
Kasasa
Tunes
Choice
Checking
Fresh Start
Checking
Courtesy Pay Requirements
checkmark checkmark checkmark checkmark Must be a current Neighborhood CU member
checkmark checkmark checkmark checkmark Checking account must have been open for at least 60 days
checkmark checkmark checkmark checkmark You must be a member in good standing
checkmark checkmark checkmark checkmark Member must be 18 or older
checkmark checkmark checkmark checkmark Account may not be dormant
checkmark checkmark checkmark checkmark Must be a U.S. address on the account of record. No foreign addresses
checkmark checkmark checkmark checkmark Social Security Number must be valid
checkmark Must have Direct Deposit
$1,100 $850 $1,100 $200 Transaction Limit
$33 $33 $33 $33 Check and ACH Fees
$33 $33 $33 $33 ATM/Debit card fees

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