Neighborhood Credit Union

Choice Checking Accounts Neighborhood Credit Union Dallas

Kasasa Tunes Checking Accounts Neighborhood Credit Union Dallas

World-Class Service. Neighborhood Convenience.

Choice Checking at Neighborhood Credit Union

Choice Checking Benefits

  • Reduce or eliminate monthly fee 5
  • Free real-time identity protection services – including internet monitoring 6, ID restoration, and wallet replacement services – through
  • Shop and save at thousands of retailers with exclusive discounts while earning cash back Merchant Rewards on everyday purchases
  • No minimum balance required

Choice Checking Account Details

  • $10.50 per month with fee-reduction options 5
  • Courtesy Pay up to $1,100 0
  • Opening deposit minimum: $25

How to Reduce Your Monthly Fee

Complete the following requirements to earn credit up to $10.50 per month: 5
  • Enroll in eStatements and opt-out of paper statements: $1 credit per month
  • Signature-based debit card purchase that posts and settles within cycle: $0.20 credit each

Choose the account that’s right for you:


Online and Mobile Banking Neighborhood Credit Union Dallas


Kasasa® Cash Kasasa® Tunes Choice Fresh Start
Monthly Service Fees Free Free $10.50 5 $20
Minimum Opening Deposit $100 $25 $25 $25
Nationwide ATM Withdrawal
Fee Refunds 3
icon icon
High Yield Interest Up to 2.50% APY 2
Online & Mobile Banking icon icon icon icon
Get Cash Back Rewards icon icon icon icon
iTunes® / Amazon® Rewards Up to $5 in monthly refund credits 4
Merchant Rewards icon
Identity Theft Protection icon
Compare Checking Accounts at Neighborhood Credit Union


Online Banking MyNCU Mobile App Neighborhood Credit Union Dallas

All Neighborhood Credit Union checking accounts feature:

Biometric Security MyNCU Mobile App Neighborhood Credit Union Dallas


Biometric Security

Log in to the MyNCU Mobile app using your eyes with Eyeprint ID®, or use your fingerprints for Android Fingerprint or Apple Touch ID®.
Mobile Deposit MyNCU App Neighborhood Credit Union Dallas


Mobile Deposit

Conveniently deposit your check through your MyNCU Mobile App with the click of a button.
PopMoney MyNCU App Neighborhood Credit Union Dallas



Sending money is as easy as sending a text message or email.

Allpoint Surcharge-Free ATM Network Neighborhood Credit Union Dallas


Surcharge-Free ATMs

The Allpoint ATM Network allows our members the ability to withdraw cash at over 50,000 ATMs nationwide without charging an ATM fee
Co-Op Shared Branching Neighborhood Credit Union Dallas


Shared Branching

Easily access your accounts with over 6,100 nationwide locations from which to do deposits and withdrawals in the lobby.
Courtesy Pay Overdraft Neighborhood Credit Union Dallas


Courtesy Pay

Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions. 0

Visa® Debit & ATM Card

The Neighborhood Credit Union debit card can be used everywhere Visa debit cards are accepted, with the added security of the EMV chip. 7


VISA Debit ATM Card Neighborhood Credit Union Dallas


Contact Us

Call Neighborhood Credit Union Dallas


Mon – Thur: 9 am – 5 pm
Fri: 9 am – 6 pm
Message Neighborhood Credit Union Dallas

Send a Message

We’ll get back to you within 24 business hours.
Find Neighborhood Credit Union Dallas Branch

Find a Branch

View our branch locations
or locate an ATM.

1APY = Annual Percentage Yield.

2APY = Annual Percentage Yield. If qualifications are met each Monthly Qualification Cycle: 2.50% Annual Percentage Yield up to $50,000 account balance if qualifications are met, 0.20% interest rate resulting in 2.50 – 0.97% Annual Percentage Yield on balances over $50,000 if qualifications are met. All balances earn 0.01% Annual Percentage Yield if qualifications are not met. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household.

3Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed and credited to account on the last day of Monthly Statement Cycle.

4You will be refunded up to $25 for iTunes® and/or® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to the account on the last day of the statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with the debit card or credit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during the monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Fees may reduce earnings. Limit one account per Social Security Number. Qualifications for Kasasa Tunes monthly rewards: 1. Fifteen (15) individual or combined debit card or credit card transactions of $5.00 or more post and settle per qualification cycle (excluding ATM transactions); AND 2. Receive eStatements and decline paper statements.

5Restrictions apply. Choice Checking begins with a $10.50 base service charge monthly fee that can be reduced or eliminated. The fee is reduced by $1.00 each Monthly Qualification Cycle for receiving electronic statements. The fee is reduced by $.20 each time you use your debit card to make a signature-based purchase during the Monthly Qualification Cycle (purchase must be $5 or more; ATM and PIN based transactions are excluded). Monthly Qualification Cycle = a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account. See the Rates and Fees Schedule here.

6MyIDGuard’s system monitors the internet and social websites for up to 25 items, including debit cards, credit cards, social security number, and other personal information that the account holder provides. If any of the account holder’s provided information is detected, the account holder will immediately receive notification. Credit report monitoring is not included.

7You may use your checking account VISA Debit Card to initiate both VISA debit transactions and non-VISA debit transactions without using a personal identification number (PIN) to authenticate the transactions. To initiate a VISA debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a VISA network. To initiate a non-VISA debit transaction, you may enter a PIN at a point-of sale terminal or, for certain bill payment transactions, provide the account number for an e-commerce or mail/telephone order transaction after clearly indicating a preference to route it as a non-VISA transaction. We have enabled non-VISA debit transaction processing on the CU24, Accel, Pulse and Plus network(s). The rights and protections applicable only to VISA debit transactions, including additional consumer liability limits and streamlined error resolution procedures, as described in your Electronic Fund Transfers Agreement and Disclosure will not apply to transactions processed through non-VISA networks. Please contact NCU with any questions you may have regarding this notice.

0Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Disclosure here.

View the Truth-In-Savings Disclosure