Personal Loans

Request a loan online 24/7 at myncu.com or call our lending department Monday through Friday, 8:00am to 6:00pm, at 214.748.9393 for approval over the phone.

• Line of Credit
• Signature Loans
• Credit Builder Loans
• Share Secured Loans
• Debt Consolidation
• Quick Cash Loan

Need extra funds for that summer vacation? What about back-to-school shopping or unexpected holiday expenses?

Line of Credit

Neighborhood Credit Union line of credit loans give you access to a pre-approved amount of extra cash through teller withdrawals, Neighborhood Credit Union ATMs, Telephone Teller and Online Banking. You can also set up line of credit loans to give you the comfort of overdraft protection.

Signature Loans

Signature loans offer generous credit limits, low rates, convenient repayment options and terms up to 36 months.

Credit Builder Loans

Let us help you establish or re-establish your credit with our easy credit builder loan. We loan you the funds and use those funds as the collateral for the loan while you repay the loan. Your payment history is reported to the credit bureau to build your credit.

Share Secured Loans

If you've got the cash you need for a special purchase, but don't want to wipe out your savings to do it, consider a Neighborhood Credit Union share secured loan. Use the funds in your savings, CD or Money Market account as security against the loan. Enjoy low rates while you continue to earn dividends on your savings.