Neighborhood Credit Union - Loans & Credit Cards

Auto Loans

Rates as low as 2.99% APR* for up to 72 months It's the perfect time to get a vehicle. Whether you are looking to purchase a new or used auto, simply contact our Lending Department today!

*APR=Annual Percentage Rate. With approved credit. 2.99% rate includes a .25% discount for automatic payments, and a .25% discount for direct deposit equal to or greater than the payment amount.

Is your auto loan rate over 2.99%APR* and financed through another financial institution?

Then give Neighborhood Credit Union a call! In just five minutes we can save you money! Request a loan today by calling 800.321.3728 or 214.748.9393, or request a loan online.

Let Neighborhood Credit Union take the hassle out of your vehicle search with our fast, convenient pre-approval process. In most cases, we can pre-approve you for a loan in just minutes over the phone. Or, request a loan now online. We give you the power of knowing what you can afford before you hit the car lots.

Qualified buyers can finance up to 100%* of the selling price with terms up to 84 months at competitive rates on both new and used vehicles. ^{(*Some restrictions apply).}

Plus, you can receive a discount on your loan rate with any Neighborhood Credit Union Checking account that has direct deposit (for an amount equal to or greater than the loan payment) and/or Automatic Payment Transfer.

*APR=Annual Percentage Rate. Rate Subject to change.

Recreational Vehicle Loans

At Neighborhood Credit Union, we can finance all of your grow up toys. We offer competitive rates on new and used recreational vehicles including boats, RVs (travel trailers, motor-homes), and motorcycles at terms up to 120 months. Take advantage of our competitive rates on new and used recreational vehicles and request a loan today.

Car Buying Service

Our vehicle locator specialist will save you time and hassle with your next auto purchase. Once you are pre-approved for an auto, contact the vehicle locator specialist at the credit union to let us know what vehicle you want. We'll do the research, find the car you are looking for in the price range you can afford, and take care of the paperwork. All you have to do is sign and drive.

Neighborhood MPower Auto Loans

Neighborhood Credit Union not only offers the best auto loan in the market, we also provide complimentary services on every auto loan financed at Neighborhood to empower our members. Our loan comes with these valuable vehicle and consumer protection benefits at no charge to you:

A vehicle return program that empowers you to walk away from your loan obligation if uncontrollable circumstances cause you to lose your income within 6 months following your purchase. (Available for all vehicles)
Paintless dent protection for the first 3 months following your purchase to keep your car looking new. (For vehicles with less than 36,000 miles)
3-month limited powertrain coverage, should your engine or transmission need costly, unexpected repairs. (For vehicles with more than 36,000 miles)
Tire and wheel coverage for the first 6 months to replace or repair due to damage caused by road hazards. (For vehicles with less than 36,000 miles)