
Neighborhood Credit Union offers world-class service for your loan needs. All our loans offer competitive rates and terms.
Start the loan process anytime day or night by requesting a loan online. Or call us at 214.748.9393 or 800.321.3728 to request a loan anytime between 8:00 a.m. and 6:00 p.m. - we'll approve your loan over the phone in just minutes.
Neighborhood Credit Union understands there are times when we all need extra cash. That's why most of our loans are eligible for two months of deferred payments during the term of the loan.
Our Open-Ended Loan Program prepares you for any loans you might need in the future. When you become a member, you'll sign the necessary loan paperwork so that when you need a loan, you are set to go. Just call our loan department and once you're approved, you'll receive the funds.
Loan Statement Changes! Please note, on your June Statement your loan payment is now itemized by loan payment transaction, fees/other charges and interest charged. The amount paid to the principal of your loan will be annotated by the type of payment transaction. For example, an electronic payment transaction from your payroll or direct deposit would reflect as "ACH net payroll deposit"; a check or cash loan payment transaction would reflect as "loan payment." The sum of these line items equals your total payment. These changes are in compliance with Regulation Z in effect for July 1, 2010.
