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Checking

Checking
DO YOU KASASA?  
 
 
Neighborhood Credit Union is changing the face of banking. Our checking accounts have a new name, a new identity and a new attitude. Because of recent government regulations many financial institutions are changing how they offer checking accounts. Neighborhood Credit Union is not just changing our checking accounts—we’re improving them by giving you the power of choice and something you actually want.
 
 
 
 
 

Choice Checking

Now you have a choice—great benefits with the power to make it a free checking account

Choice Checking has amazing benefits including merchant rewards and comprehensive fraud protection.

Boost your buying power with our merchant rewards program!

·         You now have great discounts with local and national businesses.

o   Discounts at national retailers such as Apple iTunes, Walmart, and PetSmart.

o   Great local discounts at retailers in your area.

·         Enjoy easy online access @ www.anywhererewards.com. Just create a login and a username to get started. Please remember to have your routing and account numbers accessible during this process.

 

Fraud Protection (the peace of mind you deserve)

·         Real-time ID protection at www.myidguardonline.com. Your username is the last six digits of your Social Security Number, followed by a dash and the first five digits of his/her zip code (123456-12345). The password is your date of birth (MMDDYYYY).

·         Identity Restoration: call (866) 941-4586 and let our experts resolve your issues.

·         Lost wallet service: call (866) 941-4586. We work with you to replace those crucial everyday items.

 

The power to make it free

·         Choice Checking begins with a $8.50 monthly fee.

·         You can reduce the fee by $1.00 by receiving e-statements and declining a paper statement.  Click here to sign up for e-statements.

·         You can also reduce the fee by $.20 each time you use your debit card to make a signature-based purchase (purchase must be $5 or more; ATM and PIN based transactions are excluded). 

·         Once you’ve made enough purchases that clear during the qualification cycle, you eliminate the fee*. 

 

Kasasa Cash

Free checking account that gives you extra money every month

Hands down, Kasasa Cash is the smartest checking account available. This free, high interest checking account pays members a massive 2.50% APY* interest in cash every month! Add in nationwide ATM withdrawal fee refunds*, free online banking, and a number of other great features, and soon you'll be asking everyone: Do you Kasasa?

Kasasa Cash is perfect for you if you want:

  • Free checking that gives you extra cash each month
  • Nationwide ATM withdrawal fee refunds (excludes ATM inquiries)*
  • Free Debit Card
  • Free online banking and bill pay
  • Overdraft protection


To get 2.50% APY* just do these things you probably already do each qualification cycle**:

  • Have a minimum of 10 signature-based debit card purchases post and clear per qualification cycle (ATM and PIN based transactions are excluded).
  • Have at least one direct deposit or ACH automatic debit post and clear per qualification cycle (To sign up see your employer, paying agency or billing company).
  • Receive electronic statements. Click here to sign up for e-statements.

To get you started on the right track, you automatically qualify on the first cycle after opening your new Kasasa Cash account.


If you miss a month, don't worry!
You will still enjoy free checking and there's no penalty for not qualifying in a given month. Plus you still get a base 0.05% APY* and you get right back to making 2.50% APY* and enjoying ATM refunds the next month you qualify.


Kasasa Cash Details

  • Balances of $0.01 to $25,000 earn 2.50% APY*, when qualifications are met.
  • Balances over $25,000 earn 0.35% APY, when qualifications are met.
  • All balances earn 0.05% APY when qualifications are not met.
  • One time opening balance of $500.

 

Kasasa Tunes

Free checking that gives you free iTunes®* stuff every month

Kasasa Tunes is a free checking account that gives members $5 in free iTunes downloads every month for using your account, plus you get $25 free iTunes® downloads just for opening the account**. Not for a limited time, EVERY month. Now you can use your monthly downloads to check out a new band, a new remix, enjoy free television shows, movies, iPhone® and iPod® application downloads or whatever else you can't live without. Kasasa Tunes. Do you Kasasa?
 
Kasasa Tunes is perfect for you if you want:

  • Free checking that fills your life with cool free downloads
  • Nationwide ATM withdrawal fee refunds (ATM inquiries excluded)*
  • No Minimum Balance
  • Free Debit Card
  • Free online banking and bill pay
  • Overdraft protection


To get $5 in free iTunes® downloads every month, just do the following for each qualification cycle*:

  • Have a minimum of 10 signature-based debit card transactions post and clear per qualification cycle (ATM and PIN based transactions are excluded).
  • Receive electronic statements. Click here to sign up for e-statements.

To get you started on the right track, you automatically qualify on the first cycle after opening your new Kasasa Cash account.

If you miss a month, don't worry!
You still enjoy free checking AND there's no penalty for not qualifying in a given month. Plus you'll get right back to enjoying $5 in free iTunes® downloads and ATM withdrawal fee refunds the next month you qualify.

All of our new checking accounts (Kasasa Cash, Kasasa Tunes and Choice Checking) come with:

·         Free home banking

·         Free automated telephone banking (Telephone Teller)

·         Free online bill pay

 

If you have any questions regarding your account or would like to find out more about Kasasa, please feel free to contact us at 214.748.9393 or visit any branch.

Neighborhood Credit Union is about providing you “world-class service and neighborhood convenience.” You get world class products and world class service.  That’s why you’ll love Kasasa Cash, Kasasa Tunes or Choice Checking.

Kasasa—a new way of banking.

 

*Certain restrictions apply regarding qualifications and eligibility requirements.  Click here and review the appropriate account disclosure for more details.

** iTunes®downloads are issued in grants that expire after a certain period if not used.  The $25 grant expires in 60 days and the $5 grant expires in 30 days from the date of issuance.  Click here to view the  Kasasa Tunes disclosure for more details.

 

Still have questions? Click here to view Frequently Asked Questions About New Checking Accounts.

 

 

 

 

 

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