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Kasasa Cash
Free checking account that gives you extra money every month
Kasasa Cash is perfect for you if you want:
- Free checking that gives you extra cash each month
- Nationwide ATM withdrawal fee refunds (excludes ATM inquiries)*
- Free online banking and bill pay
- Overdraft protection
To get 3.25% APY* massive interest and nationwide ATM withdrawal fee refunds just do these things you probably already do each qualification cycle**:
- Have a minimum of 10 signature-based debit card purchases per qualification cycle (ATM and PIN based transactions are excluded).
- Have one direct deposit or ACH automatic debit (To sign up see your employer, paying agency, or billing company).
- Receive electronic statements
To get you started on the right track, you automatically qualify on the first cycle after opening your new Kasasa Cash account.
If you miss a month, don't worry!
You will still enjoy free checking and there's no penalty for not qualifying in a given month. Plus, you still get a base 0.05% APY* and you get right back to making 3.25% APY* and enjoying ATM refunds the next month you qualify.
Kasasa Cash Detail
- Balances of $0.01 to $15,000 earn 3.25% APY*, when qualifications are met.
- Balances over $15,000 earn 1.01% APY, when qualifications are met.
- All balances earn 0.05% APY when qualifications are not met.
- One time opening balances of $500.
Kasasa Tunes
Free checking that gives you free iTunes®* stuff every month
Kasasa Tunes is perfect for you if you want:
- Free checking that fills your life with cool free downloads
- Nationwide ATM withdrawal fee refunds (ATM inquiries excluded)*
- No Minimum Balance
- Free Debit Card
- Free online banking and bill pay
- Overdraft protection
To get $5 in free iTunes® downloads every month, just do the following each qualification cycle*:
- Have a minimum of 10 signature-based debit card transactions per qualification cycle (ATM and PIN based transactions are excluded).
- Receive electronic statements.
To get you started on the right track, you automatically qualify on the first cycle after opening your new Kasasa Tunes account.
If you miss a month, don't worry!
You still enjoy free checking AND there's no penalty for not qualifying in a given month. Plus you'll get right back to enjoying $5 in free iTunes® downloads and ATM withdrawal fee refunds the next month you qualify.
Choice Checking
Now you have a choice — great benefits with the power to make it a free checking account
Boost your buying power with our merchant rewards program!
- You now have great discounts with local and national businesses @ www.anywhererewards.com.
> Discounts at national retailers such as Apple, iTunes, Walmart, and PetSmart.
> Discounts at local retailers in your area
Fraud Protection (the peace of mind you deserve)
- Real-time ID protection at www.myidguardonine.com.
- Identity Restoration: Let our experts resolve your issues.
- Lost wallet service: We work with you to replace those crucial everyday items.
The power to make it free
Choice Checking beings with a $7.75 monthly fee, but you can reduce the fee by:
- $1.00 by receiving electronic statements and declining a paper statement
- $.20 each time you use your debit card to make a signature-based purchase (purchase must be $5 or more; ATM and PIN based transactions are excluded).
Once you've made enough purchases that clear during the qualification cycle, you eliminate the fee*.
Fresh Start Checking
- Available to members who do not qualify for other checking accounts due to one or two adverse records with other financial institutions. Qualifying restrictions apply.
- No minimum balance
- Courtesy Pay*
- Monthly service fee applies
- After six months of satisfactory account history and completion of the BALANCE Checking and Money Management Courses, you are eligible for other Neighborhood Credit Union checking accounts.
Click here for the BALANCE Checking and Money Management Online Courses
*Courtesy Pay is available to qualified members after 30 days. Fresh Start Courtesy Pay limit is $200. Direct Deposit is required for Fresh Start Courtesy Pay. Applicable fees will apply. See Fee Schedule.
*Certain restrictions apply regarding qualifications and eligibility requirements. Click here to review the appropriate account disclosures for more details.** iTunes downloads are issued in grants that expire after a certain period if not used. The $25 grant expires in 60 days and the $5 grant expires in 30 days from the date of issuance. Click here to review the Kasasa Tunes disclosure for more details.
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