Checking
DO YOU KASASA?
On January 1, 2011, Neighborhood Credit Union changed the face of banking as we know it. Our checking accounts got a new name, a new identity and a new attitude. Because of recent government regulations many financial institutions are changing how they offer checking accounts. Neighborhood Credit Union did not only change our checking accounts—we improved them by giving you the power of choice and something you actually want.
Since January 1, we have replaced our Advantage, Advantage 50, Classic, Student, Greener Grass, and Neighborhood Free checking accounts with three new accounts.
Kasasa Cash
Free checking account that gives you extra money every month
Hands down, Kasasa Cash is the smartest checking account available. This free, high interest checking account pays members a massive 3.25% APY* interest in cash every month! Add in nationwide ATM withdrawal fee refunds*, free online banking, and a number of other great features, and soon you'll be asking everyone: Do you Kasasa?
Kasasa Cash is perfect for you if you want:
- Free checking that gives you extra cash each month
- Nationwide ATM withdrawal fee refunds (excludes ATM inquiries)*
- Free online banking and bill pay
- Overdraft protection
To get 3.25% APY* massive interest and nationwide ATM withdrawal fee refunds just do these things you probably already do each qualification cycle**:
- Make a minimum of 10 signature-based debit card purchases per qualification cycle (ATM and PIN based transactions are excluded).
- Have one direct deposit or ACH automatic debit (To sign up see your employer, paying agency, or billing company).
- Receive electronic statements
To get you started on the right track, you automatically qualify on the first cycle after opening your new Kasasa Cash account.
If you miss a month, don't worry!
You will still enjoy free checking and there's no penalty for not qualifying in a given month. Plus, you still get a base 0.05% APY* and you get right back to making 3.25% APY* and enjoying ATM refunds the next month you qualify.
Kasasa Cash Detail
- Balances of $0.01 to $15,000 earn 3.25% APY*, when qualifications are met.
- Balances over $15,000 earn 1.01% APY, when qualifications are met.
- All balances earn 0.05% APY when qualifications are not met.
- One time opening balances of $500.
Kasasa Tunes
Free checking that gives you free iTunes®* stuff every month
Kasasa Tunes is a free checking account that gives members $5 in free iTunes® downloads every month for using your account, plus you get $25 free iTunes® downloads just for opening the account**. Not for a limited time; EVERY month! Now you can use your monthly downloads to check out a new band, a new remix, enjoy free television shows, movies, iPhones® and iPod® application downloads or whatever else you can't live without. Kasasa Tunes. Do you Kasasa?
Kasasa Tunes is perfect for you if you want:
- Free checking that fills your life with cool free downloads
- Nationwide ATM withdrawal fee refunds (ATM inquiries excluded)*
- No Minimum Balance
- Free Debit Card
- Free online banking and bill pay
- Overdraft protection
To get $5 in free iTunes® downloads every month, just do the following each qualification cycle*:
- Make a minimum of 10 signature-based debit card transactions per qualification cycle (ATM and PIN based transactions are excluded).
- Receive electronic statements.
To get you started on the right track, you automatically qualify on the first cycle after opening your new Kasasa Tunes account.
If you miss a month, don't worry!
You still enjoy free checking AND there's no penalty for not qualifying in a given month. Plus you'll get right back to enjoying $5 in free iTunes® downloads and ATM withdrawal fee refunds the next month you qualify.
Choice Checking
Now you have a choice — great benefits with the power to make it a free checking account
Choice Checking has amazing benefits including merchant rewards and comprehensive fraud protection.
Boost your buying power with our merchant rewards program!
- You now have great discounts with local and national businesses @ www.anywhererewards.com.
> Discounts at national retailers such as Apple, iTunes, Walmart, and PetSmart.
> Great local discounts at retailers in your area
Fraud Protection (the peace of mind you deserve)
- Real-time ID protection at www.myidguardonine.com.
- Identity Restoration: Let our experts resolve your issues.
- Lost wallet service: We work with you to replace those crucial everyday items.
The power to make it free
Choice Checking beings with a $7.75 monthly fee, but you can reduce the fee by:
- $1.00 by receiving electronic statements and declining a paper statement
- $.20 each time you use your debit card to make a signature-based purchase (purchase must be $5 or more; ATM and PIN based transactions are excluded).
Once you've made enough purchases that clear during the qualification cycle, you eliminate the fee*.
All of our checking accounts include the following:
- Free Online Banking
- Free Online Check Images
- Free Online Bill Payment
- Free automated telephone banking (Telephone Teller)
- Courtesy Pay*
- Unlimited check writing - no per check charges
- E-Statements
Questions over the New Checking Accounts?Click here to view Frequently Asked Questions About New Checking Accounts.
If you have any questions regarding your account or would like to find out more about Kasasa, please feel free to contact us at 214.748.9393 or visit any branch. Neighborhood Credit Union is about providing you “world-class service and neighborhood convenience.” You get world class products and world class service. That’s why you’ll love Kasasa Cash, Kasasa Tunes or Choice Checking.
*Certain restrictions apply regarding qualifications and eligibility requirements. Click here to review the appropriate account disclosures for more details.
** iTunes downloads are issued in grants that expire after a certain period if not used. The $25 grant expires in 60 days and the $5 grant expires in 30 days from the date of issuance. Click here to review the Kasasa Tunes disclosure for more details.
Still have questions? Click here to view Frequently Asked Questions About New Checking Accounts.
Choose the checking account that fits you best:
Make the Switch to Neighborhood Credit Union:
Switching your accounts to Neighborhood Credit Union is as easy as 1,2,3.
1. Switch Direct Deposit.
Use the link below to the Direct Deposit form to notify each employer with whom you have direct deposit arrangements. Include a voided Neighborhood Credit Union check or deposit slip for account verification. You can also use the Direct Deposit for any automatic deposits coming into your account.
2. Switch Automatic Payments/Withdrawals.
Contact companies that receive an automatic payment from your checking account such as your car insurance, utilities provider, club dues, insurance payments, etc. Complete and send the Change Automatic Payment form along with a voided Neighborhood Credit Union check or deposit slip to notify these companies.
3. Close Your Old Accounts.
Make sure you allow plenty of time for any outstanding checks or automatic payments to clear. Once your old account(s) are inactive, notify you old financial institution. Ask them to send you the remaining balance.
