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Fees
- Savings Account Fees
- Checking Account Fees
- Other Service Fees
- Convenience Service Fees
- Safe Deposit Box Fees
- Credit Union Membership
* Fees effective February 14, 2011
| Savings Account Fees | |
| Regular Share Account, Looney Tunes and Other Share Account Excess Withdrawals (Includes cash, check and transfer withdrawals after three [3] withdrawals per month) |
$5 per withdrawal |
| Close Regular and IRA Share Account (To close account within 180 days of opening) |
$25 per account |
| Close Christmas Savings Account | $5 per account |
| Regular Share Account Overdraft (Savings to Checking transfer) |
$5 per overdraft |
| Money Market Account (If minimum balance is not maintained) |
$10 per month |
| Minimum Relationship Fee (If minimum balance is not maintained and no other loan/deposit relationship exists) |
$5 per month |
| Checking Account Fees | |
| Paid Insufficient Funds ATM or VISA Check Card Plus Item | $20 per item |
| Returned Check or ACH/Insufficient Funds | $33 per item |
| Stop Pay (Member and Official checks) |
$33 per item |
| Fresh Start Checking | $17 per month |
| Choice Checking | $7.75 |
| Photocopy of Paid Checks | $2.50 per check |
| Temporary Checks (10 check minimum) | $0.50 per check |
| Online Bill Payment | Free |
| Courtesy Pay | $33 per item |
| Checking Account Close (To close within 180 days of opening) |
$25 |
| Other Service Fees (Applicable to all Accounts) | |
| Loose Coin Sorting/Counting | 3% of deposit |
| Rolled Coin Sorting/Counting (Waived for Looney Tunes accounts) |
3% of deposit for 10+ rolls |
| Account Reconciling (Research Fee) | $25 per hour |
| Deposited Check Held for Collection (Domestic) |
$15 per overdraft |
| Statement Copy | $5 per copy |
| Returned Statement Fee | $3 per statement |
| Returned Deposit | $10 per item |
| Domestic Wire Transfer (Outgoing) | $20 per transfer |
| International Wire Transfer (Outgoing) | Ask for current charge |
| DIRECTO A MEXICO | $5 |
| Foreign Check Collection | $25 per item |
| Official Check (If amount is less than $1,000) |
$7 per check |
| Phone Transaction | $2 per transaction |
| Account Activity Printout | $2 per page |
| Check Cashing* | 1% of cash received if more than $500 |
| 3rd Party Check Cashing | 1% of cash received |
| Fax | $2.50 per page |
| Photocopy | $.10 per copy |
*The 1% check cashing fee will be waived for Neighborhood Credit Union members with a checking account. Check cashing fee for 3rd party checks will not be waived for members with a checking account.
| Convenience Service Fees | |
| ATM Withdrawal/Inquiry (Non-Neighborhood Credit Union ATM) |
$1.95 per transaction |
| Replacement Debit Card | $8 replacement |
| Photocopy of Debit Sales Slip | $10 per copy |
| Loan Fees | |
| Automobile Refinance Fee (Applies to refinances of Neighborhood Credit Union vehicle loans without advancing new money) |
$200 per loan |
| Electronic Payment - online | $10 per item |
| Electronic Payment - staff assisted | $15 per item |
| Collection Fee - Pay By Phone (Using checks or debit cards) |
$15 per item |
| Safe Deposit Box Fees | |
| Size | Annual Rental Fee |
| 3 X 5 | $35 |
| 3 X 10 | $50 |
| 5 X 10 | $75 |
| 10 X 10 | $115 |
| Change lock/Drilling Box | $150 |
| Key deposit | $15 (refundable) |
| Credit Union Membership | |
| Membership Share | $25 par value |
The rates and fees appearing in this schedule are accurate and effective for deposit accounts as of the Effective Date indicated on the rate and Fee Schedules. If you have any questions or require current rate and fee information on your accounts, please call Neighborhood Credit Union at 214.748.9393 or 800.321.3728.
