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About Us

Fees

* Fees effective February 25, 2010

Savings Account Fees
Regular Share Account, Looney Tunes and Other Share Account Excess Withdrawals
(Includes cash, check and transfer withdrawals after three [3] withdrawals per month)
$5 per withdrawal
Close Regular and IRA Share Account
(To close account within 180 days of opening)
$10 per account
Close Christmas Savings Account $5 per account
Regular Share Account Overdraft
(Savings to Checking transfer)
$5 per overdraft
Money Market Account
(If minimum balance is not maintained)
$10 per month
Minimum Relationship Fee
(If minimum balance is not maintained and no other loan/deposit relationship exists)
$5 per month

Checking Account Fees
Paid Insufficient Funds ATM or VISA Check Card Plus Item $17.50 per item
Returned Check or ACH/Insufficient Funds $33 per item
Stop Pay
(Member and Official checks)
$33 per item
Advantage Checking $9.95 per month
Advantage 50 Plus Checking $7.50 per month
Classic Checking
(If minimum balance is not maintained)
$8 per month
Fresh Start Checking $15 per month
Second Start Checking $20 per month
Student Checking Free
Photocopy of Paid Checks $2.50 per check
Temporary Checks (10 check minimum) $0.50 per check
Online Bill Payment Free
Courtesy Pay $30 per item
Checking Account Close
(To close within 180 days of opening)
$25

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Other Service Fees (Applicable to all Accounts)
Loose Coin Sorting/Counting 3% of deposit
Rolled Coin Sorting/Counting
(Waived for Looney Tunes accounts)
3% of deposit for 10+ rolls
Account Reconciling (Research Fee) $25 per hour
Deposited Check Held for Collection
(Domestic)
$15 per overdraft
Statement Copy $5 per copy
Returned Statement Fee $3 per statement
Returned Deposit $20 per item
Domestic Wire Transfer (Outgoing) $20 per transfer
International Wire Transfer (Outgoing) Ask for current charge
DIRECTO A MEXICO $5
Foreign Check Collection $25 per item
Official Check
(If amount is less than $1,000)
$6 per check
Phone Transaction $2 per transaction
Account Activity Printout $2 per page
Check Cashing* 1% of cash received if more than $500
3rd Party Check Cashing 1% of cash received
Fax $2.50 per page
Photocopy $.10 per copy

*The 1% check cashing fee will be waived for Neighborhood Credit Union members with a checking account. Check cashing fee for 3rd party checks will not be waived for members with a checking account.


Convenience Service Fees
ATM Withdrawal/Inquiry
(Non-Neighborhood Credit Union ATM)
$1.85 per transaction
Replacement Debit Card $8 replacement
Photocopy of Debit Sales Slip $10 per copy

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Loan Fees
Automobile Refinance Fee
(Applies to refinances of Neighborhood Credit Union vehicle loans without advancing new money)
$200 per loan
Electronic Payment - online  $10 per item
Electronic Payment - staff assisted  $10 per item
Collection Fee - Pay By Phone
(Using checks or debit cards)
$15 per item

Safe Deposit Box Fees
Size Annual Rental Fee
3 X 5 $30
3 X 10 $50
5 X 10 $75
10 X 10 $115
Change lock/Drilling Box $150
Key deposit $15 (refundable)

Credit Union Membership
Membership Share $25 par value

The rates and fees appearing in this schedule are accurate and effective for deposit accounts as of the Effective Date indicated on the rate and Fee Schedules. If you have any questions or require current rate and fee information on your accounts, please call Neighborhood Credit Union at 214.748.9393 or 800.321.3728.

Equal Housing LenderNCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.© 2008, 2009 Nighborhood Credit Union. All rights reserved. Powered by Digital Insight.